Beware of the risk of housing securitization behind deep housing management, how to treat deep housing management to raise funds for real estate speculation?

In fact, there are many such phenomena. The government should strictly examine the bank's capital flow, and should not let operating loans flow to the property market. In fact, behind this phenomenon is the chaos caused by the property market bubble in big cities. Many real estate speculators are not satisfied with their only funds, and begin to organize more people to borrow money from banks in various ways, and then apply for low-interest mortgages by holding the money, so as to maximize their real estate interests. However, this practice is also very risky, because it is underground operation, so the risk is not controlled and the process is not supervised, so there is a great risk in funds. Once the bank loans, real estate speculators may face enormous repayment pressure.

Moreover, it should be noted that many properties are restricted for sale, and the real estate speculators can't sell their houses in a short time, which makes many people face enormous financial pressure and have to seek other loans, which eventually leads to higher and higher leverage. And house prices can't keep rising. Once the house price plummets, the real estate speculators will fall into it at any time.

Shenzhen now is like Yanjiao a few years ago. During the hype, a large number of people poured in, and then the house price collapsed and the assets were insolvent. A large number of real estate speculators are deeply involved, and the houses cannot be sold, but they have to face huge mortgage pressure. Therefore, the government must be consistent with real estate speculation if it wants to achieve real housing and not speculation.

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Recently, a man named? Shen Decoration Team 003? Weibo users posted 102 copies of illegal real estate speculation materials of Shenzhen Housing Management Association members on the Internet, saying that they had submitted the materials to China Banking and Insurance Regulatory Commission staff, which aroused strong public concern.

On April 8, Shenzhen Housing and Construction Bureau, Shenzhen Public, Shenzhen Market Supervision Administration, Shenzhen Local Financial Supervision Bureau, Shenzhen Internet Information Office, Shenzhen Central Branch of China People's Bank and Shenzhen Banking Insurance Regulatory Bureau jointly issued a circular on relevant issues. Chamber of secrets theory? Notice of investigation and handling of reported matters.

In the past month, many places have released the results of checking the illegal credit and commercial loans flowing into the property market. In this context, the 102 real estate speculation materials exposed by netizens in Weibo have aroused widespread concern from the public and regulatory authorities. According to the exposure information, Shenfang provides a platform to support members to buy a house in partnership. But deep room management does more than that.