Is the crowdfunding of preferred shares of banks and enterprises in Guizhou a pyramid scheme? Do you know that?/You know what?

To do direct selling, you must obtain a direct selling license issued by the state. If not, it is suspected of pyramid schemes. The criteria for judging pyramid selling are "attraction", "entrance fee", "multi-level" and "team reward". (Excerpted from: Online Transaction Security Center) Identify whether it is the three behavioral characteristics of pyramid schemes through the following points: 1. Pay or pay the entry fee in disguise, that is, after paying the money, you can get the "qualification" for accrued remuneration and development of offline; 2. Directly or indirectly develop offline, that is, pull people to join, and form a hierarchy in a certain order; 3. When going online, the remuneration will be calculated from the offline sales performance directly or indirectly developed, or the remuneration or rebate will be calculated according to the number of people directly or indirectly developed.