Which platform is better in automobile mortgage?

Which platform is good for car mortgage?

1, Ping An owner loan

Car owner loan is a car mortgage owned by Ping An Bank, and the qualification requirements for users are not strict. When applying for a loan, users do not need to pledge their cars or certificates, but only need to provide auto insurance policies to apply directly. Users can apply for a maximum loan amount of about 80% of the vehicle value.

According to the official staff of the owner's loan, as long as there is no problem with the information provided by the user and the user meets the loan application conditions of the owner's loan, he can receive the loan as soon as possible.

2. JD.COM auto loan.

JD.COM car loan is a loan product of Jingdong Finance, and users can apply directly in Jingdong Finance. Users who want to apply for car loan in JD.COM need to be between 18-60 years old, not college students, and have no serious credit stain on their personal credit information.

Of course, the age of the vehicle mortgaged by the user must be between 1 and 12 months, and the mileage cannot exceed 65,438+10,000 kilometers. The maximum amount that users can apply for is 90% of the value of the mortgaged vehicle. If the information provided by the user is correct, the loan will be received as soon as the same day.

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