Looking at all kinds of wealth management products, P2P online loan financing is obviously the most suitable new wealth management product for public investment. As a rapidly developing industry, P2P online loan investment has obvious advantages. Low investment threshold; The yield is relatively high, generally between 7%- 15%, which is several times the yield of bank current wealth management products; At present, with the development of Internet finance compliance, the high-quality platform has realized the deposit and management of bank funds, and the safety of customer funds is guaranteed.
Although the monetary funds such as Yu 'ebao have low threshold, convenient operation and low risk, the yield is too low after all. For office workers who pursue higher returns, it is not attractive. Although stocks, gold, foreign exchange and futures have high returns, they are highly professional, and the public has neither enough time to watch the market nor enough professional operation ability and risk tolerance. Gold, foreign exchange and futures are all highly leveraged margin transactions, and their risks are greater than those of the stock market.
P2P online loan investment is obviously the most suitable public financial product for domestic people to invest. The public can increase the investment proportion of P2P online loans in personal asset allocation, reduce risks through diversified investment, and realize the steady appreciation of assets.
Pyramid P2P, as a professional car loan platform, not only realizes the deposit and management of bank funds, but also has the dual guarantee of mode and technology. The cost of real vehicle pledge and default is high; Diversification of channels, flexible realization and disposal of vehicles violating the contract, and absolute guarantee of investors' funds; Online and offline synchronization to ensure true business; The information is complete, clear and transparent, and there is post-loan monitoring to ensure the safety of the lender's funds.