The loan contract signed by the user in Gitzo is protected by law, and Gitzo will not refund interest within the legal scope. Please don't believe the false rumors about interest refund and fee refund. Generally, criminals mislead borrowers through the above statements, so as to obtain borrower information for profit. Please be alert to online rumors and keep your private information confidential.
User's personal identification information, bank card number, Gitzo account, etc. It should not be provided to any third-party platform or individual to avoid economic losses and credit losses.
How does Gitzo refund interest?
The premise of Gitzo's interest refund is that the user pays a high loan interest, which exceeds the scope stipulated by the state. When applying for interest refund, you need to prepare relevant materials, such as loan screenshots, repayment interest, etc., and then users contact Gitzo customer service to provide relevant materials. After that, the relevant staff of Gitzo will contact the borrower to refund the interest.
Gitzo generally refers to Gitzo Consumer Finance Co., Ltd., which was established on 20 10,10, and its registered address is 26-27 floors of TEDA MSD C 1 Block 79, First Street, Tianjin Economic and Technological Development Zone. The registration authority is Tianjin Binhai New Area Market Supervision Administration.
The business scope of Gitzo Consumer Finance Co., Ltd. includes issuing personal consumption loans; Borrowing from domestic financial institutions; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance.
Users can compare the loans of different platforms, so as to understand the loan interest rates given by different platforms, and then choose the platform with low loan interest rate to borrow. However, when borrowing money, we must choose a formal platform to avoid borrowing money from an informal platform.
Version information: Take Gitzo Finance Version 34.30.4, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.
How to apply for interest refund
The following is the process, which is divided into four steps: 1. Contact Gitzo customer service directly and ask for a refund of the interest beyond the scope stipulated by the state.
2. Initiate complaints through private consumer service platforms such as black cat complaints and gathering complaints, and negotiate with Gitzo to refund interest.
3. Call 12378 Bank Insurance Consumer Complaint Rights Protection Hotline and ask Gitzo to refund the overcharged interest.
4. Bring a lawsuit directly through legal channels, and demand Gitzo to return the interest that has been paid more than 36% per annum.