It is 60 days overdue. In fact, people have given you enough time to raise money. Even in financial difficulties, we can negotiate with each other. But don't worry about anything. 1, the probability of prosecution is small, but it is not impossible. This will have a greater impact on you. 2, looking for your home, as long as the other party has no illegal behavior, it is also possible, after all, you owe money. 3. If you call the police, you will be scared with great probability, because this is an economic dispute, and the police generally ignore it. 4. Bringing the village cadres to the door depends on whether the village cadres cooperate. The purpose of this statement is to make you pay back as soon as possible.
Finally, it is recommended not to owe money or pay it back. Even if there are difficulties, you can pay 100 every month, so that you will not be harassed by collection and you can prove your sincerity in repayment. Finally, you can negotiate with the lending institution to reduce some interest. I hope I can help you. If you have any questions, please pay attention to me and I can teach you how to negotiate a reduction. Hope to adopt, thank you.