It is easy to apply for a bank loan. When you apply for a loan, every bank has a common format to tell you. I'm from the project loan department of our company. If it is a project loan, you can refer to the following format:
I. Purpose and necessity of the loan
Second, the main contents of the loan project
1, project name
2. Project implementation site
3. Project objectives, outputs and effects
4, the necessity of the project
5. Main construction contents and implementation organization arrangement of the project
6. Economic and social benefits of the project
7. Innovation and demonstration role of the project
Three. Loan funds and sources of matching funds
Four. The scale and bearing capacity of the company's foreign debt
Verb (abbreviation of verb) debt repayment arrangement
Finally, our company promises to repay the principal and interest on schedule. Please look forward to your approval.
This is the application in the process of finding a bank before the loan is settled. More detailed, the bank can see it at a glance and can make all kinds of preparations. )
Another is that the project has been discussed with the bank, and the bank has understood, reported and basically approved the project, but only wrote a simple application form according to the requirements of the bank.
2. How to write a bank loan application for car dealers?
The general process is as follows: 4s stores introduce products to customers first-help customers calculate down payment and loan amount-customers fill in institutional approval-after approval, customers pay down payment first. After that, the customer signed a car purchase contract. What is more complicated here is that some 4s stores will require customers to pay in advance, and then return them to customers after being approved by financial institutions. In this case, most individuals borrow some money first, and then pay it back after approval. Of course, there are also some financial institutions that are willing to pay in advance. For example, non-auto financial institutions, such as financial leasing companies. At present, the penetration rate of these companies has been compared with the previous analysis: What is the penetration rate of used car finance in China?
Third, how can we know whether the company has a loan?
People's Bank of China, enter the credit management system to inquire about corporate loans. Where to check the enterprise loan situation, the specific method is:
1. The company fills in the enterprise loan card inquiry application form;
2. Prepare a letter of introduction from the unit, a valid loan card and an ID card of the agent;
3. The agent went to the local branch of the People's Bank of China to inquire. The local branch of the People's Bank of China will make an inquiry on the spot after receiving the inquiry.
Four, how to write the company bank loan application?
Xx Bank × County Sub-branch: XX Co., Ltd. (hereinafter referred to as XX Company) urgently needs to increase its working capital, and now it applies for a loan from your bank, hoping to give it support. First, the basic situation of the enterprise. The legal representative of the enterprise XXXXXXIII. According to the current development demand and future development trend of the enterprise, it is estimated that ××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××× 3. There are XXX distribution departments, each with an inventory of XX million yuan and a turnover period of XX months, and * * * needs XX million yuan of working capital. 4. There are XXX direct stores, and the goods on each store are XXX ××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××× XX North Road covers an area of XX square meters. V. Benefit forecast 1, economic benefit XXXXXXII and social benefit XXXXXX 2 VI. Operating performance of XX Company since its establishment. Annual operating status: realize commodity sales income of XX million yuan and profit of XX million yuan. Operation in 20XX years: realize the sales revenue of commodities. }