Zhongcheng Insurance was established in June of 20 1 1 with a registered capital of 2.26 billion yuan. It was founded by Guangzhou Automobile Group, Cai Yue Trust, York Finance and Chimelong Group. It is the first Chinese-funded insurance legal person institution headquartered in Guangzhou.
From the background, Zhongcheng Insurance still has great strength and capital. Its main business includes: various motor vehicle insurance businesses, other property insurance businesses related to motor vehicle insurance,
Short-term health insurance and accidental injury insurance, reinsurance business of the above businesses, insurance fund utilization business permitted by national laws and regulations, and other businesses approved by the China Insurance Regulatory Commission. According to the data of profit ranking of property insurance companies in the first half of 20021year, the net profit of Zhongcheng Insurance was RMB 52 million, up by 0. 14% year-on-year, which was a high level among many property insurance companies.
solvency
The solvency of insurance companies is a very important standard. According to the relevant regulations of China Banking Regulatory Commission, a qualified insurance company should simultaneously achieve: the core solvency adequacy ratio is above 50%, the comprehensive solvency adequacy ratio is above 100%, and the comprehensive risk rating is above B. ..
In the solvency report for the first half of 20021,the core solvency adequacy ratio and comprehensive solvency adequacy ratio of Zhongcheng Insurance were both 590.8 1%, and the comprehensive risk rating reached A level. Obviously, it has greatly exceeded this standard line.
Claim service
Zhongcheng Insurance has been adhering to the business philosophy of "customer first, * * * enjoys * * * win", taking customer demand as the guide, deepening the auto insurance market segment and focusing on serving private car owners. Moreover, it attaches great importance to the user experience, and can accurately evaluate it from three dimensions: car, people and environment in the insurance stage; After insurance, provide customers with automobile risk prevention education; After the accident, the company also provided services such as full information of non-injury cases below 10,000 yuan, payment on the same day, and self-help investigation on WeChat. For the owner's friends, it is still very good.
Vehicle theft and rescue refers to
1. The insured motor vehicle (including the insured trailer) is stolen, robbed or the whole vehicle is robbed.
2. The insured motor vehicle is stolen, robbed, robbed, damaged or needs to be repaired due to the loss of parts on the vehicle;
3. In the event of an insured accident, the necessary and reasonable rescue expenses paid by the insurer to prevent or reduce the loss of the insured motor vehicle shall be borne by the insurer, and the maximum amount shall not exceed the insured amount. The losses in three cases are compensable. On-board personnel liability insurance refers to the cost loss caused by the accident of the insured vehicle (not intentional by the actor, but unforeseen and irresistible emergencies cause casualties or property losses), and the necessary and reasonable rescue and protection expenses paid to reduce the losses, and the insurance company shall be liable for compensation.
Additional risks include glass breakage alone, vehicle stop loss, spontaneous combustion loss, new equipment loss, engine water intake insurance, no-fault liability insurance, scooter expense insurance, car body scratch loss insurance, special clauses excluding franchise, and on-board cargo liability insurance.