China Minsheng Bank's credit card is not prominent among many banks, not as famous as China Merchants Bank and not as active as Shanghai Pudong Development Bank.
However, the credit card activity of Minsheng Bank is one of the favorites of the Wool Party.
First, the basic knowledge
1, Minsheng Credit Card accounts are consolidated, just like China Merchants Bank. Even if you apply for 100 Minsheng Credit Card, there is only one account, only one bill is issued, and repayment is only returned to any card.
The advantage of account merging is that it will not pollute personal newspapers. At the end of last year, the old drivers who had been engaged in Minsheng UnionPay 62 activities for several months understood.
2. There are basically no points for online payment of Minsheng Credit Card, and most life scenes for offline payment have points.
Attention, come on, MCC didn't score.
Minsheng credit card points are usually valid for 3 years.
3. Minsheng's credit cards include Puka, Gold Card, Standard Platinum Card, Luxury Platinum Card, American Express Centurion Platinum Card, Diamond Card, Unlimited Card and American Express Centurion Black Gold Card.
Gold card: every year in 300 yuan, spend one sum within two months after issuing the card, free of the first year, and swipe the card five times or 1 foreign currency, free of the annual fee for the next year;
Standard Platinum Card: 600 yuan every year, spend one sum within two months after issuing the card, and the accumulated points can be spent 18 or more than 50,000 yuan in the current year, and the annual fee is exempted in the following year;
Luxury platinum and above is a rigid annual fee.
Second, some entry-level credit cards.
1, people's livelihood in Carne
This is Hua Dan Jr., who is in charge of people's livelihood. No matter what activities, he is indispensable.
Main activities: 1 points grab a Starbucks mug electronic coupon.
The activity is valid until September 30, 20 17, with a 99% chance of renewal.
2. Minsheng Automobile Card
I think this is the best credit card for people's livelihood, especially the standard platinum card for cars, with the highest cost performance.
Main activities:
Gold card: if the monthly integral consumption reaches 1.500 yuan, give 1 yuan to wash the car twice and return 5% of the fuel fee (the highest 50 yuan is 1.000 yuan);
Bidding: If the monthly integral consumption is over 2,500 yuan, give 4 car washes 1 yuan, and return 8% of the gas money (maximum 100 yuan, need to refuel 1.250 yuan);
Bai Hao: If the monthly integral consumption reaches 3,000 yuan, give 4 car washes 1 yuan, and return 15% of the gas money (the highest 200 yuan needs to refuel 1.335 yuan).
It's very convenient to refuel now. Don't miss it if you have a car.
Why is the Minsheng Car Card so worth recommending?
Because it is not limited to gas stations, 554 1, 5542, etc. Can participate.
3. Minsheng White Strip Co-branded Card
Main activities:
The activity lasted until the end of February 20 18.
Three. Livelihood activities
1, people's livelihood activities are the first to promote "people's livelihood daily"
The activity lasts until May 20th, 20 18. The most valuable things in people's livelihood every day are food stamps on Friday and movie tickets on Saturday.
During the period of 2.912-165438+10.7, every Tuesday (10:00-23:59), the customer of Minsheng Credit Card successfully made a transaction with Minsheng Credit Card JD.COM in JD.COM Mall (PC and mobile), and paid 200 yuan and.
Each cardholder is limited to one discount per day.
3.165438+1October14-65438+1October 2, every Tuesday (10:00-23:59), Minsheng Credit Card customers are in JD.COM Mall (PC and.
Each cardholder is limited to one discount per day.
There are many small activities that I won't list one by one.
[img] Which is better to apply for Minsheng Credit Card?
What kind of Minsheng Bank credit card is easy to use and affordable?
The card is easier to use! If there are some value-added services, you can use the standard platinum card!
What kind of credit card is good for Minsheng Bank and what card is worth doing?
Credit card is a convenient service, and the credit cards of all banks are similar, so the application conditions need to be met.
To apply for a bank credit card, those with good credit records, rich, stable and young people are more likely to succeed.
Application route:
Credit card applications can be handled mainly through the following five channels: bank outlets, mobile stalls, online banking, mobile phones and appointments. The bank considers the nature of the applicant's work and repayment ability.
1. The applicant should be 18-60 years old;
2. Have certain economic ability and good credit record;
3. Original and photocopy of ID card;
4. Work certificate and income certificate (required to be stamped by the unit);
5. Non-local household registration also requires proof of residence.
6. Individuals should also provide the following materials: a verified business license or tax registration certificate, which proves that they have been operating for more than two years;
7. Business premises contract or ownership certificate (i.e. real estate license).
Which credit card of Minsheng Bank is good?
Minsheng credit card has no courage to distinguish between good and bad, mainly depends on what you do with it. Car theme categories include general gas concessions, qq number with QQ theme printed on the card surface, air delay insurance can pay for air tickets, etc., depending on which one you need. If you don't have special needs, you usually apply for a general card, such as Minsheng Credit Card ~ ~ I hope my answer can help you.
Which credit card is better for Minsheng Bank?
Hehe, I am an employee of Minsheng Bank, upstairs, yes! ! !
People's livelihood is now mainly promoting the credit card for the 60th anniversary of the founding of the People's Republic of China, and the annual fee is free for life! ! Relatively speaking, it is a better credit card currently applied for!
However, if the landlord wants to apply online, sorry, it may not be approved! ! ! (Generally, the online application of Minsheng Bank only accepts the second card application of the bank's cardholders. )
It is suggested that the landlord, if convenient, go to the local branch or contact the local credit card center to handle it! ! !
Minsheng credit card, which is better?
Wow. . Lots of questions. . It seems that I only know a few of them. .
1. The integral is usually 1 yuan 1 minute. . Spend 600 yuan within two months after card verification, and get 10000 points. . Spend over 3000 yuan and get 60000 points. . I remember that 6W integral MS can be replaced by a small rice cooker. . But I only took my computer bag. . Because I don't cook. . Ha ha. .
I don't know the handling fee. . Remember that when you apply for the card, it says no handling fee for cash withdrawal. . Other lines are 1%. .
The interest is 5 1 day, calculated at five ten thousandths. .
Preferential merchants have different MS in different places. . I use this less. .
Minsheng Credit Card includes various co-branded cards such as Easy Netcom Travel Credit Card, Standard Female Flower Card, Female Flower Opole Co-branded Card, Ham Paradise Card, Visa Olympic Card, and Dual Currency Card for International Students. . No need. I didn't look carefully. .
If you have an ID card, you can design your own card face. . But you have to charge a card fee. . 160 yuan is still in 90 yuan. Anyway, I think it is very expensive-+
2. Double points: Tuesday is the Olympic card. Thursday is a women's flower card. . Others do not have this discount. .
3. Minsheng Credit Card can be freely divided into stages.
4. It is said above. . The preferential merchants in each region are different. . But four standards are the same. . Aviation green channel service. . Lawyer service. . Automobile road rescue service. . Golf discount service. .
5. The calculation method of cash withdrawal and interest is the same. . Some types of cards. . As long as they are all Minsheng credit cards, calculate according to my first article. .
Above. . Discount merchants can't help. . That's all for now-+
Which credit card is better for Minsheng Bank?
Minsheng credit card is the best one among all credit cards at present. First, there is no handling fee for withdrawing cash. Other banks are between 1%-3%.
Secondly, after opening the card, the points are very high, and there are 60,000 points for spending 3,000 yuan. You can exchange them for good gifts.
And the amount is very high, but the disadvantage is that the number of outlets is a little less than that of the four major state-owned banks.
Which is better, Minsheng Bank Credit Card or CCB Credit Card?
In fact, there is little difference in credit cards among banks, but it is better to choose four major banks for credit cards. The reason is that,
First, considering the number of machines, supervision and technical level of big banks, the larger the bank, the more machines and outlets it has, the greater the transaction volume, and the greater the probability of being found to be a security risk; Regulators will also spend more energy to pay attention; The level of science and technology will also be improved accordingly because of investment.
Second, unfortunately, credit cards have been stolen, and big banks have professional teams on call. As far as I know, the professional team of CCB family dealing with accounting objections exceeds 100, and it is also one of the earliest joint-stock banks engaged in credit cards in China. In this respect, it has a good ethics and will not let customers toss or even bear losses. The worst thing I have ever seen is another smaller joint-stock bank. The money was frozen on the spot, there was no liquidation, and the evidence of the merchant's crime was conclusive, but he still asked his cardholder to repay the money and bear the loss. The money returned could not be accounted for in accounting, so he just lay there.
What kind of credit card is better for Minsheng Bank?
People's livelihood is now mainly promoting the credit card for the 60th anniversary of the founding of the People's Republic of China, and the annual fee is free for life! ! Relatively speaking, it is a better credit card currently applied for!
However, if the landlord wants to apply online, sorry, it may not be approved! ! ! (Generally, the online application of Minsheng Bank only accepts the second card application of the bank's cardholders. )
It is suggested that the landlord, if convenient, go to the local branch or contact the local credit card center to handle it! ! !
Is the credit card of Minsheng Bank easy to handle?
Speaking of whether Minsheng Credit Card is good or not, we will always introduce the processing conditions for Minsheng Bank Credit Card, because only if you meet the processing conditions can you successfully apply for Minsheng Bank Credit Card.
Under normal circumstances, because the credit card limit of Minsheng Bank is higher than that of other banks, the general minimum limit is 6000 yuan-12000 yuan, so the requirements for customers may be higher, but this will allow customers to handle it once and benefit more in the future.
Generally, to apply for Minsheng Credit Card, the customer must be at least 18 years old and have independent civil capacity. The most important thing is to have the financial ability to ensure timely repayment. If you want to apply for a higher quota, customers can also provide some proof of assets, such as real estate license and car purchase certificate, which will help increase the quota and speed up the processing.
If you successfully apply for Minsheng Bank credit card, you will participate in many activities of Minsheng Bank, such as free KFC meals for two with your credit card every month.
Speaking of this, the question of whether Minsheng credit card is good or not should not be the most important. Mainly depends on whether the credit card of Minsheng Bank is suitable for everyone to use, otherwise it will be useless.
Which is better, Minsheng Bank Credit Card or Guangfa Credit Card?
Minsheng Bank's credit cards include: Woman Flower Credit Card, Air China Companion Minsheng Co-branded Credit Card, Minsheng Sohu Ai Jia Co-branded Credit Card, Ham Paradise Credit Card, Minsheng Eastern Airlines Li Anmin Credit Card, etc. Compared with Minsheng Bank, Guangfa Bank's credit card issuance volume is indeed considerable, and its reputation among consumers is also good. The credit cards of Guangfa Bank mainly include: Guangfa Smart Credit Card, MasterCard Owner Card, 7-day Joint Credit Card, Ctrip Travel Credit Card and China Southern Airlines Pearl Credit Card.
Compared with the application conditions, the conditions of the two banks are the same, mainly including: 1, the main card applicant must be at least 18 years old (foreigners, Hong Kong, Macao and Taiwan people must be at least 25 years old), and the sub-card applicant must be at least 13 years old (children of non-main card applicants must be at least 18 years old); 2. The main card applicant must have a legitimate occupation or a stable income. As for the application materials, the general requirements are work certificate, income certificate, credit record and personal details.
Analysis from the above characteristics: Minsheng Bank Credit Card: Credit card points are relatively high, and the quota is not occupied by stages. Moreover, the Minsheng Bank Credit Card Gold Card also has a very humanized lawyer service, with an interest-free period of 25 to 56 days, a handling fee of 1%, a minimum credit line of 2,000 and a maximum credit line of 20,000 yuan. Minsheng Bank has a big defect that there are few outlets, and the credit card does not support Alipay. Suitable for those who use Taobao less and value points more.
Guangfa Bank Credit Card: Compared with Minsheng Bank Credit Card, Guangfa Bank does not need to pay the handling fee, and can realize 100% cash withdrawal after half a year. Guangfa Bank has more outlets than Minsheng Bank, providing 24-hour loss reporting service and supporting Alipay. However, the credit card of Guangfa Bank also has its own shortcomings. Compared with Minsheng Bank, the credit card limit of Guangfa Bank is smaller, with a basic limit of 3,000 and a maximum limit of 10000. Guangfa bank card is suitable for friends who like to withdraw cash in full and installment at a low starting point.
Credit cards of different banks have their own advantages and disadvantages, and credit cards of the same bank also have many choices. Applicants need to choose a credit card according to their actual situation and consumer demand. If it is mainly used for credit card swiping and online payment, it is best to choose a credit card that supports Alipay and has advantages in installment payment. If there are many situations, you can apply for a credit card that reflects the free handling fee and a large amount.
Minsheng Bank's most worthy credit card! Introduction to advanced licensing strategy!
Since the beginning of 20 18, banks have adjusted their credit card policies one after another, and news of various reductions and exemptions and shrinking rights and interests came. At this time, selective card handling is a very important measure, and how to choose the right credit card becomes very important. Many friends have asked, what are the most worthwhile Minsheng credit cards? Here I will introduce several models from entry to advanced card holding for your reference.
Minsheng cartoon
Minsheng in card is very suitable as an entry card for people's livelihood, because the threshold is relatively low, but you can participate in any activity, and 1 points can be used to rob Starbucks of large electronic coupons.
In addition, Minsheng IN card has 3 times points for birthday and 2 times points for privilege day on 27th of each month. It happens that the birthday meets the privilege day, which can be superimposed, 5 times.
Minsheng JD.COM Baitiao Co-branded Card
Minsheng JD.COM White Card is also a card with relatively low threshold. Basically, anyone who shops in JD.COM can apply. The card face is simple and generous, and the value is passable.
The most important thing is that Minsheng Xiaobai Card is unconditionally exempt from annual fees within the validity period and enjoys the policy of multi-points for people's livelihood. All kinds of cards and vouchers can be collected, and the points can be automatically exchanged for JD.COM Iron and Steel.
Minsheng car logo platinum card
People's livelihood car white is a must-have card for car owners, with high cost performance. There are three pages, basically the same. You can choose according to your personal preference. After returning from the refueling activity, this card is still worth applying for.
You can get 1 yuan for car washing 4 times when you trade 2500 yuan in the next month. The annual fee for the first year can be waived, and the annual fee for the second year can be waived if you swipe your card 18 times a year. Car owners must not miss it.
Minsheng elite platinum credit card
People's livelihood elite platinum credit card is the first choice with good qualifications and is a must for business travelers. It is in the form of 1+ 1, and you can freely choose UnionPay +VISA or UnionPay+no express delivery.
People's livelihood elite white is the high-end card of people's livelihood, and the annual fee is still free. Annual fee 1.800 yuan/year, and the annual fee for the next year can be deducted by 200,000 points. The annual fee for the first year can be waived for new households applied in March 2065, 438+09, 365 and 438+0. In terms of rights and interests, elite white can be said to have everything, as well as global selected courtesy and bonus points.
These are the most worthwhile Minsheng credit cards. From entry to advanced card processing, you can apply in turn according to these items, which is absolutely value-added!
Which card of Minsheng Credit Card is the most worth applying for?
Elite White has always been a good card and a necessary card for Minsheng Bank's first card. Because new households can apply for annual fee exemption 1800 yuan in the first year, old households do not have this benefit. This year, Minsheng launched a high-quality unit to apply for annual fee exemption, which became a hot topic. Its rights and interests are not acquiesced, but freely convertible in the form of equity points, avoiding the waste of rights and interests. If your unit is in the white list of people's livelihood quality units, elite white is definitely worth applying for.
1. China Minsheng Bank was formally established in June 1996 65438+ 10/2. It is the first national joint-stock commercial bank mainly initiated by private enterprises in China. China Minsheng Bank Credit Card Center, as a branch-level franchise institution of Minsheng Bank, was established with the approval of China Banking Regulatory Commission on August 1 1 2006. After fourteen years' accumulation, it has become one of the leading brands in the credit card industry in China. Minsheng Credit Card Center has set up 1 12 branches nationwide, with nearly 10000 employees nationwide.
2. China Minsheng Bank Credit Card was officially issued in the Great Hall of the People on June, 2005 16. On August, 2006 1 1, China Minsheng Bank Credit Card Center was established. On June, 4, 2007, it obtained the People's Republic of China (PRC) Financial License and began to operate with a license. On September 5, 20 13, the (Chengdu) back-office operation center was established, which provided a strong operational support for the business development of the card center. Over the years, Minsheng Credit Card has been recognized by all walks of life with its good business performance, and its brand awareness is increasing day by day. Won a series of awards and honors: 20 15 won the "20 15 unionpay card business specification advanced award"; 20 1 1 1 2006, won the "Comprehensive Demonstration Unit Award" of the 4th China Banking Excellent Customer Service Center; In August of 20 17, it was awarded the "Best Innovation Project Award of China Financial Industry in 20 17" by IDC; February 20 18 was awarded "20 16-20 17 System Civilized Unit of CBRC"; 165438+ 10 month, won the "Best Consumer Digital Bank in China"; 20 19 was awarded the title of "National Advanced Unit for Cultural Construction of Financial System".
Which is better for Guangfa Pudong Minsheng Credit Card?
Minsheng credit card is good, because Minsheng credit card has many business outlets, which can handle all kinds of credit card business conveniently, and Minsheng Bank has thoughtful service and low credit card service fee.
What card should I use for Minsheng Credit Card?
If you want to apply for Minsheng credit card, which credit card to choose is better, in fact, it still depends on your personal card demand and repayment ability.
In addition, the varieties of Minsheng Bank Card are:
1, ordinary card: amount 3000- 10000, annual fee 100, first year 1 time, second year 8 times.
2. Gold card: the amount is 10000-50000, with an annual fee of 300, and the annual fee for the first year is exempted. Swipe your card 8 times in the same year, free of the annual fee of the following year, without any amount.
3. Standard Platinum Card: 50,000-65,438 438+ 10/00,000 annual fee: 600, 8 times in the first year, unlimited amount, 50,000 in the second year.
4. Luxury Platinum Card: 65438+100,000-200,000 annual fee. After 3600, the annual fee of 960,000 will be exempted.
5. Diamond card: 200,000-65,438+0,000,000 annual fee; The following year, 2.7 million yuan will be paid free of annual fee.
If you still have questions, you can go to Minsheng Bank Business Center to consult the relevant staff about the application conditions and quota of specific credit cards. In short, you should choose the most suitable credit card type according to your own needs.
Minsheng credit card is quite good. If you want a high amount, you can apply for a platinum card or a diamond card. If you want online shopping or other needs, you can apply for the corresponding card.
For more Minsheng credit cards, please go to: See more.
So much for the good introduction of Minsheng Credit Card.