Letter of credit clause
1. The borrower works in Shenyang (including provincial and industrial systems), Anshan, Fushun, Benxi, Yingkou, Liaoyang, Tieling, Dandong, Jinzhou, Fuxin, Panjin, Chaoyang, Huludao and other cities and opens an individual housing provident fund account 180 days, counting forward from the date of applying for provident fund loans, and paying in full and continuously on time.
2. I or my spouse purchase commercial houses or stock houses in the city area, and the purchase behavior occurs within one year;
3. The borrower has no outstanding personal housing provident fund loans, commercial loans or other debts;
4. The borrower and his spouse have stable income and the ability to repay the principal and interest of the loan, have good credit, and have no bad credit record through the credit information system of the People's Bank of China;
5, with the purchase of commercial housing or stock room related procedures and the prescribed proportion of self-raised funds, for mortgage loans;
6. The borrower and the mortgagor must be 18 years old;
7. Sign the Agreement on Extraction and Use of Housing Provident Fund for Employees with Loans from Different Places with the Deposit Center (and its entrusted bank) and Dalian Center. After applying for a loan from a different place in Dalian Center, the individual housing provident fund account shall be managed as agreed;
8. Meet other conditions stipulated by laws, regulations and rules.
Note: If the borrower's unit fails to pay the housing provident fund for more than 65 consecutive days (including 65 days), the loan will not be granted.