Household registration needs to be in a specific city. In addition to the requirements of asset size, there are other conditions, such as the location of residence. According to the regulations of ICBC, the household registration requirements of five-star customers are in specific cities, such as first-and second-tier cities such as Beijing, Guangzhou and Shenzhen. This is also because the economic and financial environment of these cities is relatively developed, and it is easier to have large asset customers.
Age requires maturity. Being a five-star customer of ICBC also requires the age of the customer. Usually, customers need to reach a certain adult age, at least 35 years old, preferably 40 years old, which is related to whether people's career and social status are more stable.
Excellent credit, in addition to the above three conditions, to become a five-star customer also needs excellent credit. This means that customers must have a good credit record, repayment ability and stable working and living conditions. At the same time, the source of assets of five-star customers should be clear, and they should have high integrity in asset source and operation.
Be more open to banks. For ICBC's five-star customers, the degree of business cooperation and openness with ICBC is also one of the important conditions for becoming a five-star customer. This is also the most concerned issue when ICBC evaluates the customer level. If customers can actively cooperate with various financial services provided by banks in the process of using banking services, and are willing to accept the development strategy of bank-merchant cooperation, banks will have a greater probability of evaluating customers as five-star customers.
In short, becoming a five-star customer of ICBC is not an easy task. Based on the above conditions, if you want to become a five-star customer, you need to have higher standards in terms of asset scale, household registration, age, credit standing, openness to banks, etc., especially in terms of credit standing and openness to banks, you must master the core elements of the whole process. However, if customers can meet these conditions, they can get higher level, more professional, more diversified and more favorable financial services from ICBC and get long-term financial guarantee.
What is the treatment of ICBC five-star customers?
1. Enjoy ICBC VIP wealth management center, VIP service line, exclusive wealth management account service and related business benefits.
2. You can directly apply for a credit card gold card, but the credit card amount is usually determined by examination and approval, which has a great influence on personal qualifications.
3. Being able to apply for ICBC's personal consumption loan, the amount will also be affected by personal qualifications.