First of all, you should know what kind of house you want, at least have a general direction in mind.
Second, understand the current purchase policy.
1, house purchasing qualification
In some cities with restricted purchases, the qualification requirements for buying houses are strict and social security must be paid for a certain period of time. So before buying a house, you must pay attention to whether you are qualified to buy a house.
Step 2 buy a house and settle down
Foreigners should understand the settlement conditions of the city when buying a house. Since you want to buy a house and settle down, you have to figure out the conditions for settlement, so that you can have a clear goal.
3. Provident fund loans
Before handling the provident fund loan, the individual provident fund account must be continuously deposited for 6 months (slightly different in some cities). Be careful not to withdraw the provident fund before buying a house. In addition, the purpose of housing provident fund loans is self-occupied housing, and non-residential houses such as office buildings, commercial houses, garages and villas may not apply for provident fund loans. In addition, the purchased property must have full property rights and have * mortgage conditions.
Third, collect real estate information
Before visiting the house on the spot, you can look at the real estate in the area where you are going to buy a house online. Understand the related real estate information on the Internet and make a comparison. In addition, you can go to the owners' forum to see the comments of netizens on the property.
Fourth, on-site inspection
Check the housing and environment before entering the sales department, and check the filing price and saleable housing in advance. Ask about the basic information of the project such as price and supporting facilities, and see if the "five certificates and three books" are complete. In addition, it is also necessary to focus on the supporting facilities and environment around the project and the general situation of the surrounding residents.
(The above answers were published on 2017-01-17. Please refer to the actual situation for the current purchase policy. )
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