Is Hengxiaohua loan formal?

Ordinary. Hengxiaohua is a pure online personal credit loan product under Beijing Junhang Micro-Finance Information Technology Co., Ltd., which is open to individual users. According to Aiqi, the registration authority of Beijing Junhang Weijin Information Technology Co., Ltd. is Beijing Chaoyang District Market Supervision Administration, which has formal qualifications, so it is formal.