Is Baoduoduo platform formal and legal?

Baoduoduo platform is formal and legal. Baoduoduo is a p2p online loan product under Hebei Baoduoduo Investment Management Co., Ltd., which was launched on 2015-12-15. Baoduoduo has a registered capital of 50 million yuan and its headquarters is located in Shi Sheng Tianjiao 13- 1-2303, No.505 Xinhua Road, Xinhua District, Shijiazhuang City, Hebei Province. If you have any business problems, you can contact the staff of Baoduoduo, and the customer service phone number is 400-060-2770.

I. Hebei Baoduoduo Investment Management Co., Ltd.

1. Hebei Baoduoduo Investment Management Co., Ltd. has a unified social credit code/registration number of 91130100M07L8B34K, and the enterprise is in the revocation state.

Key personnel: Wang Xiumei appointed the founder and chairman; Dong Li was appointed as co-founder and general manager; Wang Lin is the co-founder and director of operations; Wang Xiaodong was appointed as the director of risk control; Appoint Wang Li as the chief financial officer; Shareholder information: Wang Xiumei/80.00%/40 million yuan; Jingyu /20.00%/65438+ RMB 0 million.

2. The business scope of Hebei Baoduoduo Investment Management Co., Ltd. is: investing in projects that are not restricted or prohibited by the state with its own funds, and managing the projects it invests; Enterprise management information consultation, computer integrated system technology transfer, technical consultation, economic and trade information consultation, enterprise marketing planning, organization of cultural and artistic exchange activities planning, exhibition services. (Projects subject to approval according to law can only be operated after approval by relevant departments).

Two. Matters needing attention in Baoduoduo platform loan

1, loan amount:

When applying for a loan, the amount applied for should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment.

2. Loan information:

The borrower must ensure that the information provided to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan.

3. The purpose of the loan:

When filling in the loan purpose, the borrower should write down the loan purpose frankly and clearly, which will make it easier to pass the examination.

4. Moderate lending:

When individuals apply for loans, they must fully consider the financial situation of individuals and families. Generally, the monthly repayment amount should not exceed 50% of the family's total monthly income.

5. Choose the right loan product:

Individuals need to choose appropriate loan varieties, loan terms and repayment methods according to their own conditions.

6. Maintain good personal credit:

Individuals need to maintain a good credit record. Once the credit record is bad, it will directly affect the operability of the loan and even be refused by the bank.

7. Provide true and effective information:

Individuals need to provide real personal information to the bank when handling loans, not false information, otherwise they may be blacklisted by the bank and will never handle loans in violation of regulations again. Also, when personal information changes, individuals must notify the bank in time.