As a senior account manager of Wuhan CreditEase, it is very simple to consult CreditEase's loan problem. You can borrow anything from me.
How to apply for a loan from a friendly person?
Hello, it is easy to apply for a loan. You can download the pleasant loan app, find the loan page after registration, and apply according to the prompts.
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Hello, the following is the application process of pleasant loan. Take the application of pleasant loan for ultra-fast loan as an example, because the loan process of other pleasant loans is similar.
1. Click "Download Pleasant Loan app" and install it;
2. Select "Extreme Speed Mode" in the pleasant loan login interface;
3. Click "Apply Now" in the jump interface;
4. Fill in the email address and password of the credit card bill and confirm. After a minute or two, the system will give an estimate of the amount;
5. Confirm your own limit and repayment period;
6. Carry out authorization verification of ID card, Taobao information and real-name registration system mobile phone number step by step (the verification process takes about seven or eight minutes);
7. Finally, fill in the information of the collection bank card.
For more information about how to apply for a pleasant loan, please go to: See More.
Can I apply for a happy fast loan with a small credit card balance?
Credit loans can be used, but the amount is relatively small. Don't listen to the online saying that you can borrow money, or you will be cheated.
What are the requirements for credit cards for pleasant loans?
The shortcut mode of pleasant loan requires a credit card, and the requirement of a credit card is that you can provide a credit card bill. If your credit card bill is incomplete or has a bad record, the audit will not pass. In addition, to apply for the Pleasant Loan Express Mode, the following conditions must be met:
1. The borrower is between 22 and 60 years old;
2. The borrower must work continuously in the current unit for 6 months or more (including probation period);
3. In principle, the monthly salary should be above 4,000 yuan.
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When applying for a loan at Yirendai, the requirement for a credit card is to upload the credit card bill in the mailbox. The bill must be universal and cannot be omitted, otherwise it will not pass the examination, because it is a very important part in the examination. In addition, you need your Taobao consumption record and mobile phone number of real-name registration system. The interest rate of pleasant loan is still relatively low, and the monthly interest rate is less than 8%, so you can borrow money.
For more information about the requirements for credit cards when borrowing from pleasant loans, please visit: See More.
Online application for pleasant loan failed. Let me apply to the offline Pleasure Pratt & Whitney Store. Is the qualification rate of Pratt & Whitney plesent high?
Similarly, there is no difference between online and offline.
1, application accepted
The first step is to submit a loan application to the loan bank, and the handling personnel will introduce the application conditions and time limit to the borrower, and at the same time conduct a preliminary examination of the borrower's conditions, qualifications and application materials.
2. Re-audit
Take reasonable measures to review the authenticity of the materials submitted by customers and evaluate the repayment ability and willingness of the applicants;
Step 3 agree
According to the customer's credit rating, economic situation, credit standing and guarantee situation, the comprehensive credit line and the validity period of the line are finally approved;
Step 4 distribute
After the loan conditions are implemented, the customer can apply for the loan amount from the loan bank at any time according to the capital demand;
5. Post-loan management
The loan bank shall supervise and inspect the borrower's income and loan use in accordance with the relevant provisions of loan management, and the inspection results shall be recorded in writing and filed;
6. Loan recovery
According to the repayment plan and repayment date agreed in this contract, the borrower will repay the loan principal and interest in full and on time on the repayment due date until the end of this process.
Extended data
Description of loan amount, term and expenses
Scope of credit line: 654.38+0,000-200,000 to support loan application.
Term: Pleasant Loan Platform provides you with flexible loan term, supporting 12, 24 and 36 months.
The required service fee includes:
1. Information consulting service fee and management consulting service fee: Yirendai provides borrowers with a series of services such as loan information consulting, credit evaluation, lender recommendation, repayment reminder, account management and repayment management, and borrowers pay information consulting service fee and management consulting service fee to Yirendai. According to the borrower's actual risk level and other factors, the monthly rate varies from 0.11%-1.21%.
2. Repayment management service fee: If the borrower fails to repay the loan in time as agreed in the loan agreement, resulting in repayment management problems of Yirendai, it shall pay the repayment management service fee to Yirendai. See the website agreement for the collection rules of repayment management service fees.
3. Liquidated damages for prepayment: The borrower shall pay liquidated damages for prepayment to the service provider for additional services provided by the service provider, such as re-lending of funds, calculation of prepayment fees, detailed calculation, customer service instructions, etc. See the website agreement for the collection rules of liquidated damages for prepayment.
Insurance premium/service guarantee fund: When the borrower purchases performance guarantee insurance or participates in the guarantee plan established by the guarantee company, it will generate related expenses such as insurance premium or service guarantee fund, and its collection rules will be formulated by the third-party insurance company or financing company, and the borrower will pay it to the third-party insurance company or financing company.
Pleasant loan-What are the reasons why the loan application was not approved?
Is it easy to pass the small loan of pleasant loan?
Reasonable use of online loans, online loans are risky, and the choice needs to be cautious. If you need a loan, it is recommended to log in to the official channel of Ping An Pocket Bank APP-Finance-Loan.
Among them, the new one-loan credit loan is unsecured, unsecured, simple in procedures and fast in approval, with a quota of 300,000-500,000, and the age requirement is 23-55 years old.
Ping An Bank's loan business also includes personal unsecured credit loans, housing mortgage loans, car purchase loans and personal small consumer loans. Ping An Bank has launched a variety of loan products, with different loan product quotas, interest rates and handling procedures.
Tips: Lending is risky, so choose carefully.
Reply time: 202 1- 10-26. Please refer to the latest business changes announced by Ping An Bank in official website.
So much for the introduction of Happy Credit Card Loan.