The loan obtaining platforms are:
360, diversified customer registration procedures and high-quality loan customer resources are helpful for the marketing promotion of credit managers.
Mo Long, which has a huge number of customers, uses instant messaging to promote credit managers to find a large number of customer resources here.
Electric rabbit can take orders, financial institutions loan officers, after real-name verification. You can view the order completely free of charge on the electric rabbit order APP, and you can take orders and establish a secure chat channel with customers.
Rongyiji, 130 or above regional credit loan customers _ source, customers are classified according to their own intentions.
The Eye of Online Lending brings together the information of nearly 5,000 online lending platforms, which can provide each lender with the most technical and professional financial advice.
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date.
Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Repayment method
Equal principal and interest repayment method: that is, the sum of loan principal and interest is repaid in equal amount every month. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same;
Average capital repayment method: that is, the borrower repays the loan in every installment (month) during the whole repayment period, and at the same time pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month;
Pay interest on a monthly basis, and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis;
Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is10,000 or an integer multiple of10,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.
Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance when applying to the bank. After repayment, the lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures.
Borrow and pay back: interest is calculated daily after borrowing, and interest is calculated daily. You can pay the money in one lump sum at any time without any penalty.
Interest rate: the ratio of interest to total loan funds in a certain period of time, which is the expression form of loan price. Namely: interest rate = interest amount/loan principal.
Interest rates are divided into daily interest rates, monthly interest rates and annual interest rates.
The lender determines the loan interest rate with the lending bank according to the benchmark interest rate and interest rate floating space announced by relevant laws and regulations of various countries.
How to find customer resources that need loans online?
You can find customers by adding friends through social software such as WeChat and QQ.
First, WeChat
1, add friends, mix faces, rely on luck.
Most loan officers will have some telemarketing orders, and the connection rate of these orders is about 40%. Many people's mobile phone numbers are their micro-signals, so the connection rate of the orders will at least increase by 10%. The difference between WeChat and telephone is that the spread of WeChat cannot be a sound medium, and people's psychological alert to WeChat is much lower than that of telephone.
After adding friends, tell him your purpose lightly. If necessary, it is best. Don't say anything if it's not necessary. Getting customers to keep you in a circle of friends is success. These potential customers can be maintained in different follow-up ways in the future.
Many loan officers like to put a lot of A's before their names to make them rank high in the address book. In fact, this is not desirable. If you have to use a in front, you can use English words, such as "Aaah, hello", which not only ranks high, but also looks very individual.
2, add groups, mix circles, and send red envelopes.
The group mentioned here is not a peer exchange group, but a group around industries, such as real estate group, automobile group and luxury group. Generally, people in this group have higher consumption impulses. When they have the impulse to spend but have no financial support, you can appear. The resources of these groups are very valuable. Once they succeed once, they can start word-of-mouth marketing, and the snowball can get bigger and bigger.
One is to go to those related official WeChat accounts and join their official groups. There are fewer people in this group who really have money at their own expense, and they like to have more money, so they have great potential. The second way is to find people who like these things in your circle of friends and ask them to help you join the group. What you have to do after joining the group is to stay active. This group respects and loves two kinds of people, those who are knowledgeable in the circle and those who love to give out red envelopes. Be sure to do some basic skills to make people feel profound, so as to increase others' trust in you, so that many people will add you as friends. In the final analysis, red envelopes are only an auxiliary means to enhance the sense of existence and the right to speak.
Wechat version: 8.0. 16
Second, QQ.
1, add friends and search by keywords.
The biggest advantage of QQ is that it can directly retrieve keywords and quickly capture these people. When adding friends, directly explain that your intention will usually be rejected. Obviously, hobbies can improve the pass rate.
However, because the main people with strong loans have moved to WeChat, QQ is now mainly for the post-95 s. Most people born after 1995 are still in college or even high school. Such people are more suitable.
2, add groups, mix circles, will be active.
QQ group is much better than adding friends directly. Although most of the post-80s people switched to WeChat, QQ group is easy to manage and has a large capacity, and will not give up QQ. Therefore, becoming an active member of QQ group is also a key point for the success of the exhibition industry.
QQ group is relatively easy to add, and you can directly find the needed group by searching keywords. QQ group is active, so you don't need to give a red envelope. People who are active themselves will have a title. If you talk for 5- 10 minutes every day, you will feel very active. Appearing at a fixed time will also make people feel that you are more distinctive and easier to remember.
QQ version: 8.8.50.6735
How to find tax loan resource customers
1, carpet search method. The so-called carpet search method is a method to find and confirm organizations, families or individuals in the specific market area of salesmen and for specific groups through door-to-door, mail or telephone, e-mail and other means.
2. entrust others to find the law. How to find loan customer resources? You can entrust others to find it. Generally speaking, salespeople entrust others to collect information for themselves in their own business fields or customer groups, and learn about customers, markets, regions and other aspects. Generally speaking, such entrustment is paid.
3. Discover the methods of various activities of enterprises. Enterprises usually contact customers directly through public relations activities, market research activities, promotion activities, technical support and after-sales service activities. In this process, the salesman can deeply observe, understand and communicate with customers, which is also a good way to find the resources of loan customers.
4. Through third-party platforms. In the Internet era, it is the most fashionable and effective way to find the resources of loan customers through the third-party platform on the Internet. These third-party platforms have rich customer resources and high quality. Among them, Bian Xiao has a lot of customer resources and high quality. Please poke for details, and customer resources are rolling in.
Where can I find customer resources for loans?
Cooperative organizations, customer service groups and public resources.
Customer resources of loan business can be obtained from the following aspects:
1. Through their own customer base: For some loan companies, they can obtain loan customers from their own customer base. For example, banks can get loan customers from their own savings customers, and trust companies can get loan customers from their own investment customers.
2. Cooperative institutions: You can cooperate with other institutions to obtain loan customers from the customer groups of cooperative institutions. For example, you can cooperate with real estate agents to obtain loan customers from the intermediary's customer base.
3. Online channels: online channels can be used to obtain loan customers. For example, you can carry out loan business on the online platform and accept online applications.
4. Public resources: loan customers can be obtained from public resources. For example, we can obtain loan customer information from government departments and industry associations.
Generally speaking, there is not a single channel to obtain loan customers. We can choose the appropriate channel to obtain customer resources according to the actual situation.
The introduction of loan customer resource network ends here.