Creditor:
Address: Tel:
Legal Representative: Tel:
Borrower: Bank account number:
Address: Tel:
According to the business needs of the borrower, the Bank applied to the lender for a small margin loan, and the lender, the borrower and the guarantor reached an agreement through consultation and signed this contract, which both parties shall abide by:
Article 1 Types of loans:
Article 2 Loan amount (in words):
Article 3 Purpose of loan:
Article 4 Loan interest rate: The loan interest rate and interest-bearing method are% monthly repayment, and the interest shall be paid with the principal.
Article 5 The term of the loan is (months), from (year) to (year).
Article 6 Withdrawal of the loan: This loan is a one-time withdrawal, and the withdrawal time is the effective date of this Agreement.
Article 7 Repayment of the loan: The borrower promises to pay the current month's interest to the lender on schedule within the loan period agreed in this agreement, that is, from year to year, and repay all the principal to the lender in one lump sum before year.
Article 8 Liability for breach of contract
1. After the signing of this contract, the lender shall issue the loan, transfer the loan to the borrower's account or pay the borrower cash under the guarantee of the guarantor (such as the lender).
2. If the borrower does not use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and collect the penalty interest for the part used in violation of the contract according to the regulations of the bank. The Lender shall not be responsible for the overstock, loss, waste or illegal operation of materials caused by the borrower in the process of using the loan.
3. The borrower shall repay the loan at the time stipulated in the contract. If the borrower needs to postpone the loan, he should apply to the lender five days before the loan expires. If there is a guarantor, the guarantor shall also sign and agree to extend the guarantee period, and go through the extension formalities with the consent of the lender. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within a time limit, and collect overdue interest and default interest according to bank regulations.
Article 9 Modification or dissolution of the contract: Except for the modification or dissolution of the contract stipulated in the Civil Code of People's Republic of China (PRC), when one party requests to modify or dissolve the contract according to the Civil Code of People's Republic of China (PRC), it shall promptly notify the other party in writing and reach a written agreement. After the modification or dissolution of the Contract, the Borrower shall still pay the loan and interest payable as stipulated in the Contract.
Second, how to write the loan agreement?
Hello, every bank has its own loan contract template.
Third, the housing mortgage contract template
Enter Baidu > content from users: Hongliang
ContractNo.: Housing Mortgage Loan Contract
Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Signing place: _ _ _ _ _ _
Date of Signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ContractNo.: _ _ _ _ _ _ _ _ _ _
Mortgagor (Party A): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Postal code: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Account opening financial institution and account number: _ _ _ _ _ _ _
Mortgagee (Party B) _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Legal representative (or authorized person _ _ _ _)
Phone number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Postal code: _ _ _ _ _ _ _ _ _ _ _
In order to ensure the performance of the _ _ _ _ signed by Party B and _ _ _, Party A is willing to use the property it has the right to dispose of as collateral, and Party B agrees to accept the property mortgage of Party A upon examination. Party A and Party B reach an agreement through consultation in accordance with relevant laws and regulations.
Article 1 Party A mortgages the property listed in the Mortgaged Property List.
Article 2 Property right of real estate mortgage
1. Location of real estate: _ _ _ _ _ _ _ _ _ _ _ _
2. To _ _ _ _ _ _ _
3. Land area: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
4. Land use years: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
5. the source of land 4. What if the bank doesn't give the loan contract?
Bank loan contract According to the regulations, you should have a contract. You are Party B of the loan contract, and the handling bank must have a contract. You can try the following methods:
1, you can keep an eye on the handling bank and ask them to give you the contract; If there is no original, you can ask for a copy and affix the bank seal, which has the same legal effect as the original contract.
2. If the handling bank really doesn't have the original copy for you, try to make a copy at the city branch (you can ask the handling bank to issue a certificate and bring your ID card) and let the city branch or the handling bank stamp it.