Senior sister will analyze these two insurance companies today and see how the comprehensive strength of the two sides compares! I won't repeat it, I'll introduce it to you right away ~
I. Introduction of Xintai Life Insurance
Xintai Life Insurance is the abbreviation of Xintai Life Insurance Co., Ltd., which was established on May 8, 2007 with a registered capital of 5 billion yuan. The deadline is the first quarter of 2022. The total assets of Xintai Life Insurance have far exceeded 654.38+060 billion yuan, and the number of customers has far exceeded 5.6 million. It shows that Xintai Life's financial resources and company scale are not small.
In addition, since its establishment, Xintai Life has won many honors, such as "Most Valuable Insurance Brand in 2020", "Public Welfare Pioneer Award in 20021Year" and "Quality Development Insurance Company in 20021Year", and its growth is obvious to all.
Then let's take a look at the solvency level of Xintai Life Insurance.
You know, the CBRC stipulates that insurance companies whose core solvency adequacy ratio is not less than 50%, whose comprehensive solvency adequacy ratio is not less than 100%, and whose comprehensive risk rating is B or above are solvency-qualified companies.
Let's take a look at the latest relevant data displayed by Xintai Life Insurance official website:
It can be concluded that the core solvency adequacy ratio of Xintai Life Insurance in the latest quarter reached 65,438+065,438+08.96%, and the comprehensive solvency adequacy ratio reached 65,438+030.65,438+04%. These two figures are actually up to standard.
For more information about Xintai Life Insurance, you can click on this article to understand:
"Xintai Life Insurance is very strong. Is the online celebrity product worth buying? 》
Second, the strength analysis of ruitai Life.
Let's continue to learn about life in ruitai.
Ruitai Life Insurance was established several years earlier than Xintai Life Insurance, mainly from June, 5438 to October, 2004/KLOC-0. It was the first joint venture life insurance company headquartered in Beijing.
The registered capital of ruitai Life is1871000000 yuan. Although it is indeed better than Xintai Life Insurance in this respect, 654.38+08 billion is actually not a small sum. In addition, the investors of ruitai Life Insurance are National Energy Group Capital Holding Co., Ltd. and South Africa Qiwei Group Qiwei Life Insurance (South Africa) Co., Ltd., and the strength behind them is really fierce.
Then let's take a look at the latest solvency data disclosed by ruitai Life official website:
As can be seen from the figure, the latest core solvency adequacy ratio of ruitai Life Insurance is 97.72%, the comprehensive solvency adequacy ratio is 65,438+027.05%, and the latest comprehensive risk rating is identified as Class B, which all meet the solvency threshold stipulated by the CBRC.
Therefore, ruitai Life is an insurance company with qualified solvency. For more information about this company, you can read the following articles:
Is ruitai Life Reliable? Pay attention to the product content ... "
Third, Xintai Life Insurance pk ruitai Life Insurance, what is the result?
On the whole, according to the background strength, Xintai Life Insurance actually has a longer history and a stronger registered capital. Then, in terms of solvency, all the latest repayment data of ruitai Life are up to standard, while the "latest risk rating" index of Xintai Life has not yet reached the passing line, and more efforts are needed.
It's just that Senior Sister herself specifically told you that insurance companies are supervised by CBRC, but when necessary, they will stand up to protect the legitimate rights and interests of consumers. Anyway, as long as you are insured in a formally established insurance company, it is guaranteed. In this case, the insurance company is not the most important when buying insurance, and the content of product protection should be an urgent issue worthy of our consideration.
Xintai Life Insurance is also a comprehensive insurance company, and its advantages are mainly critical illness insurance and whole life insurance. Its perfect life insurance series critical illness insurance and Ruyi Zun series whole life insurance are the main products. Ruitai Life's Lexiang Ankang series of critical illness insurance is also well-known.
We also said that the design of product guarantee content plays a key role in the insurance process. Let's take ruitai Life's best-selling Lexiang Ankang 202 1 Critical Illness Insurance as an example, and take you to analyze its protection content:
Is it cost-effective to enjoy Ankang 202 1 in ruitai? I will tell you the answer today! 》
It can be seen that it is much more important for everyone to choose an insurance product that suits them when insuring.
Write it at the end
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