Bank of Communications credit card processing conditions are as follows:
To apply for a bank of communications credit card, you need other financial or property certificates, such as salary income certificate, real estate license, etc. Relevant materials are as follows:
(1) Copy of ID card
Applicants for primary and secondary cards must provide. Identity documents refer to one of resident identity cards, military officers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports.
(2) Work certification documents
Refers to the copy of work permit, the original work certificate issued by the work unit, the copy of professional qualification certificate and one of the copies of professional titles.
(three) a copy of the permanent residence certificate
Such as house ownership certificate, public house lease agreement or public house purchase agreement. Applicants who work in a company (enterprise) generally need to provide proof documents of their real estate (copies of their real estate license, public housing lease agreement or public housing purchase agreement, housing loan contract and other materials).
After consulting the customer service of Bank of Communications, Bank of Communications generally only accepts real estate licenses, house purchase contract agreements and public rental housing certificates as proof of fixed residence, while private rental contracts and bills for utilities such as utilities, gas bills and fixed telephone bills are only recognized by Bank of Communications in some areas.
Civil servants and employees of public institutions do not need proof of fixed residence, while employees of companies generally need proof of fixed residence, but copies of qualifications such as master's degree or above/teachers/doctors/certified public accountants/certified tax agents/corporate legal advisers can avoid this trouble.
(4) Practice qualification certificates, such as teacher's qualification certificate, lawyer's qualification certificate, doctor's qualification certificate, licensed pharmacist's registration certificate, enterprise legal consultant's qualification certificate, auctioneer's qualification certificate, certified public accountant's certificate, and a copy of China's certified auditor's certificate, etc.
(5) Copies of housing loan contract and auto loan contract of Bank of Communications. This can also replace the permanent residence certificate.
(6) A copy of the work permit of a national public official or a copy of a customer's personal financial card.
(7) If you provide a copy of the "wealth management fund" account of Bank of Communications or a copy of the graduation certificate and degree certificate with a master's degree or above, it will speed up the process of handling the card.
In order to process the application as soon as possible and obtain an accurate credit limit, please provide the following financial documents, such as bank payroll records, income certificates issued by the unit, copies of income tax and withholding certificates, self-owned car driving license, time deposit certificate of Bank of Communications and other materials.
The above (1) is required, and at least one of (2)-(6) is required, and (7) is supplementary material. Rich and comprehensive proof materials will help to speed up the card processing and increase the credit limit.
Tip: If you apply online, you only need to write the most basic personal information materials, but the probability of application is relatively low. ?