1. Private financing is legal. Non-governmental financing is a financial behavior between investors and recipients, which aims at obtaining high interest, obtaining the right to use funds and paying agreed interest, and temporarily changing the right to use funds in the form of non-governmental lending, non-governmental bill financing, non-governmental securities financing, and social fund-raising.
2. Legal basis: Article 735th of the Civil Code of People's Republic of China (PRC).
A financial lease contract is a contract in which the lessor purchases the lease item from the seller according to the lessee's choice of the seller and the lease item, provides it to the lessee for use, and the lessee pays the rent.
Article seven hundred and thirty-six
The contents of a financial lease contract generally include the name, quantity, specification, technical performance, inspection method, lease term, rent composition, payment term and method, currency, ownership of the lease item at the expiration of the lease term, etc.
The financial lease contract shall be in written form.
Second, what is the financing process?
1. The investment and financing handling enterprise submits the resolution of the board of directors and the application signed by the chairman to the examination and approval authority;
2, the examination and approval authority after receiving the investment and financing application documents, make a written reply whether or not to agree;
3, the examination and approval authority for investment and financing application review;
4. After the examination and approval by the examination and approval authority, the investment and financing handling enterprise shall apply to the administrative department for industry and commerce for registration of change in accordance with the relevant provisions on registration of change;
5. Processing is completed.