At present, there are many platform advertisements on the Internet that claim to be able to borrow money, but most of them are not safe and reliable, and even gangs cheat by advertising that they can borrow money. In order to better consider all aspects, we recommend ant micro-loans that have been recognized before and serve better.
Knowledge about ant micro-loan;
The maximum loan 1 10,000 yuan, the longest term 12 months, the lowest daily interest rate of 0.042%, and the average monthly capital.
You can call extension 95 188. 2 to apply.
Pure credit, no mortgage, no guarantee.
The first time you apply for a loan provided by ant micro-loan, you can enjoy 3 days of no reason to refund interest.
There is no charge before getting the loan, and the charge is transparent.
Example of interest calculation:
Take the minimum daily interest rate of 4.2 ‰ as an example: on June 2, 2065,438+05, customer Wang Boss borrowed RMB 654.38+million, and immediately credited RMB 654.38+million to Wang Boss's bank card account after signing the contract on the same day, and repaid it in 65,438+02 installments. In the case of equal principal repayment, the principal will be repaid in each installment, and the interest will decrease step by step, depending on the actual use of the principal. (The above examples are for reference only, subject to the actual contract).
Prepayment fee: If prepayment occurs during the loan period, 3% of prepayment principal will be charged as prepayment fee.
Beware of all kinds of fake loans and credit card information scams published online;
Asking for "extra fees" before lending in the name of providing loans is definitely fraud. Some loan companies may be real, but when searching for company names, the names ranked in front of search engines are all the same, probably phishing websites or fraudulent websites.
It is suggested that people who are certified by search engines in official website are more reliable (search engine certification will have the words "official website" on a green or blue background behind the search title: 360 will search for the words "official website" on a green background and Baidu will search for the words "official website" on a blue background).
Most of the information published online that you can borrow money or apply for a credit card as long as you have an ID card is a low-level scam. Don't believe it if the company is registered or not.
The swindler tricked the victim into signing a fax contract and concealed his fingerprints. Then he will cheat the victim step by step to pay the first month's interest, performance fee, deposit, insurance fee, guarantee fee, loan fee, notary fee, credit information fee, mortgage fee, card opening fee and so on.
In the name of insufficient bank flow, checking the repayment ability of the victim or capital verification, the victim is required to transfer all the funds in his account to the liar's account. Even the victim is required to apply for a bank card at a designated bank, and then bind the liar's mobile phone number and other low-level fraud means. If the victim fails to pay the fees as required by the swindler, the swindler will threaten to sue the victim for breach of contract in the name that the victim has signed a contract with them, and threaten the victim to compensate huge liquidated damages. This is really a low-level fraud, a typical fraud!
Please always remember, under any circumstances, don't send money or transfer money to others first to avoid being cheated! Don't believe the threat of any liar. Because the other party is suspected of fraud, the contract signed with the liar has no legal effect and there is no so-called breach of contract. Low-level fraud means that the liar threatens the court to sue for compensation for liquidated damages, which is sheer nonsense. Don't worry.
Therefore, I would like to remind all netizens not to believe such loan or card information released by various investment and financing guarantee companies and various microfinance companies on the Internet, especially such companies in large and medium-sized cities such as Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou, Kunming and Fujian, which are basically liar companies! If you are cheated, regardless of the amount, please choose to call the police! Such rampant fraud, please also ask local public security organs to vigorously crack down on rectification!