How to repay the student loan after graduation?

There are two repayment methods for student loans: Alipay repayment and bank repayment.

Details are as follows:

1, Alipay repayment: Students can log in to the online service system of student loans in colleges and universities of China Development Bank, and then carry out Alipay real-name authentication, and bind personal mobile phones (convenient for mobile phone payment, mobile phone password retrieval and loan expiration reminder SMS, etc. ), and determine the amount of Alipay credited to the bank card. After that, students need to recharge Alipay in time and check the repayment situation in time.

2. Bank repayment: The borrower needs to bring all the materials for handling the student loan, as well as his ID card and bank card. After entering the bank, he will go to the staff to collect and fill out the application form, and then go to the counter to go through the repayment procedures. It should be noted that the borrower should remember to submit the repayment voucher to the relevant person in charge.

Extended data

Matters needing attention in loan:

1. In order to standardize loan management and avoid unnecessary legal disputes, the Development Bank stipulates that student loan contracts should be signed once a year. When signing a loan contract for the first time, the borrower and the borrower must be present at the same time; When renewing the loan and signing the contract, the borrower or the borrower can handle it with the power of attorney. From 20 1 1, the terms of the new version of the student loan contract stipulate that the borrower and the borrower authorize each other by default, and there is no need to sign a power of attorney.

2. Borrowing students are required to start repaying student loans after graduation. Student-origin student loans are repaid through Alipay account. It should be noted that the normal repayment date of student-origin student loans is before 65438+February 20, and the repayment date of the last year is before September 20. If it is overdue, remember to repay it as soon as possible. Alipay can make overdue repayment on the 20th of each month.

3. The repayment person needs to register his real-name Alipay account, log in to the student online service system to inquire about the repayment plan, and then deposit the repayment amount in full into the Alipay related account before 65438+February 65438+May 5, and log in to the student online service system on February 30, 65438 to inquire about his repayment situation.

(Reference:

Baidu Encyclopedia: Student-origin Student Loan)