Extended data:
Generally speaking, credit rating mainly includes the following procedures:
(1) accepting entrustment. Including evaluation of appointment, formal acceptance of entrustment, payment of rating fees, etc.
(2) preliminary preparation. Including data transmission, data collation, establishment of evaluation project team, determination of rating scheme, etc.
(3) Field investigation. According to the requirements of the field investigation system, the evaluation project team thoroughly understood and verified the situation of the evaluated object.
(4) Analysis and demonstration. The evaluation project team collects, sorts out and analyzes the collected information, forms a preliminary credit rating report, and submits it to the credit rating review committee for review after review.
(5) Expert review. Including review preparation, expert review, determination of credit rating and issuance of credit rating notice.
(6) information release. Issue a "credit rating certificate" to the assessed object to inform the rating result.
(7) Tracking and monitoring. During the validity period of credit rating, the evaluation project team collects the financial information of the appraised object regularly or irregularly, pays attention to the changes related to the appraised object, and establishes a system of regular contact, communication and return visit.
Baidu encyclopedia-credit rating agency