Can't return goods, processing flow:
Customer application, the customer applies to the bank, fills in the application form in writing and submits it at the same time.
After the contract is signed, the bank will review the application materials submitted by the borrower, and both parties will sign a loan contract and undertake mortgage registration procedures.
After all formalities are completed, the bank will transfer money directly according to the contract.
Repayment on schedule, the borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract;
Loan settlement. Loan settlement includes normal settlement and early settlement.
(1) Normal settlement: the loan will be settled on the loan maturity date (one-time last installment (installment repayment);
(2) Early settlement: Before the loan expires, the borrower submits the loan contract, applies to the bank in advance, and repays the loan at the designated accounting counter after it is approved by the bank.
After the loan is settled, the borrower will retrieve the legal documents and relevant supporting documents extracted by the bank with his valid identity certificate and the loan settlement certificate issued by the bank, and go through the mortgage registration cancellation formalities with the original mortgage registration department with the loan settlement certificate.
Second, can the handling fee for mortgage car purchase be refunded?
can
Third, is there a charge for buying a car with a loan?
The mortgage can only be lifted if the car loan is settled. If it is a car mortgaged in a 4S shop, it will generally pay liquidated damages in advance.
Fourth, after buying a car, the car loan will be paid back in one day. Can the handling fee be refunded?
Of course. As long as the loan is settled, the handling fee of the performance bond can be refunded. Therefore, after buying a car, the car loan will be repaid in one day, and you can return the formalities. Just contact the staff to handle it.