1. Can Alipay borrow money to buy a car? What about the process?
Alipay can borrow money to buy a car. Generally speaking, borrowing money to buy a car has two advantages. The first is that the money saved can be used in other places, such as investment. The second is that credit can be accumulated. If you borrow money to buy a car on time, you can accumulate good personal credit, which will help you apply for loans and credit cards in the future. Car loan process: 1. Book a car. Book a car first, and then go through the loan procedures. The specific preferential policies will be negotiated with the 4S shop. 2. Submit the loan procedures. Usually need: husband and wife identity certificate, driver's license, marriage certificate, real estate license, income certificate, bank running water and other information. 3. Waiting for approval. After submitting the loan procedures, the bank/manufacturer's finance/third-party finance company will review the qualifications of the loan applicant. After the loan is approved, 4. Pay a down payment. After the loan is approved, it is necessary to pay the down payment to the 4S store first, and then the 4S store will issue a receipt for the down payment and hand it over to the bank/finance company to wait for the loan. 5. borrow money to buy a car. Banks/financial companies will lend money to 4S stores or loan applicants so that they can issue invoices and buy auto insurance normally.
Second, how to get a loan on Alipay?
As shown below: 1. Open AliPay, 2. Enter "Borrow". If there is no home page, you can also enter "mine" and then "borrow". 3. Click "Go to borrow money". 4. Enter the loan amount, and you can choose how long to borrow it and how to return it to the collection account. Click OK. 5. Check the agreement, and then click OK. 6. Enter the password or verify the fingerprint. It should be noted that there is a quota for loans, and everyone's quota is different. Moreover, the loan can be divided into 12 installments at most, but the interest can be repaid first.
To sum up, Alipay can borrow money to buy a car, and its process is similar to other loans to buy a car, but the loan must have good personal credit, otherwise it is difficult to get a loan, and you can also borrow money on Alipay.