It depends on the requirements of the lender. The company is required to leave the local telephone number, and other contacts generally leave their mobile phones.
2. Does it affect the company if employees want to borrow money but need the company's landline number?
Will not affect the company. You only need to check whether the information you submitted is true, and you also need to call the company to confirm whether you work in the company, what kind of work you are engaged in, and so on.
Third, what do you want for a landline phone?
If you want a loan, you usually need to provide proof of income. The landline is usually dedicated to your work unit. Asking for a landline phone number means asking if there are any positions in your work unit, and so on.
4. What questions do you often ask when you call back for a loan?
Question 1: The purpose of borrowing may also be asked. Generally speaking, as long as it is not used for investment, gambling, etc. , no problem. Question 2: Personal Basic Information The loan approval telephone is to verify the authenticity and accuracy of the information submitted by the borrower, so it is necessary to ask personal basic information, which generally includes personal name, ID number, occupation, monthly income, nature of work unit, working years, marital status, spouse occupation, etc. Question 3: The debt situation is also one of the key issues. Each financial institution has different acceptance of debt, but obviously, the more debt, the more difficult it is to apply for a loan. Question 4: Overdue situation: Credit is an aspect of great concern to everyone, whether in banks or other institutions. Therefore, the overdue situation is also one of the questions that the loan approval phone will ask, such as whether you are overdue and what is the reason for overdue. Question 5: Operating conditions If the borrower is an enterprise or self-employed person applying for operating loans, the lending institution will also ask about the operating conditions of the company on the approval phone. If the situation is good, the chances of approval will be higher.