I owe an online loan of 30,000 yuan, which is almost overdue. What do I need to do? I feel very tired, and the online loan loses money to be a studio. ? Thank you very much.

1. First of all, you should contact the online loan company as soon as possible to explain your predicament. Communicating with them may help to find a solution, such as delaying repayment, reducing some interest or making an installment plan.

2. At the same time, you can evaluate your financial situation and make an effective repayment plan. Give priority to paying high-interest debts and ensure timely repayment to avoid additional fines and overdue fees.

3. If your studio loses money and can't repay the online loan, you can consider seeking professional advice, such as consulting a financial adviser or lawyer, to find out whether there are other feasible solutions, such as applying for personal bankruptcy reorganization or debt restructuring.

Summary: In the face of overdue debts, it is very important to communicate with online loan companies in time and make repayment plans. At the same time, evaluating personal financial situation and seeking professional advice can also provide more solutions.

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According to China's relevant laws and regulations, overdue repayment may lead to damage to credit records and be included in the blacklist of dishonesty. Therefore, it is very important to take timely action to deal with the problem of arrears in order to protect our own interests.