4S stores charge a comprehensive service fee. It is reasonable to charge a comprehensive service fee for car loans, although the law does not expressly stipulate that car loans should be charged
Handling fee, but it has become the rule in the industry and its existence is reasonable. Now 45 stores can't make money selling cars, so
You can earn some money from handling fees and insurance, so you have to charge a handling fee for buying a car. Fundamentally speaking, the reasons are as follows:
1, you go to the 4s shop to buy a car, and the 4s shop is responsible for recommending loans from banks or financial companies to you;
2, 4s shop services are not provided for nothing, and his employees also have to eat and get paid;
In addition, banks or financial companies sometimes charge some "exorbitant taxes and miscellaneous fees" to 4s stores. Do you think he will be willing to take it on his own?
If you go directly to the bank or finance company for a loan, they will still introduce you to the 4s shop because they don't have a car.
Of course, this handling fee can be reduced from the 4S shop. If you really can't accept it, buy a car in full, and the cost of buying a car in full is higher.
Easy to liquidate, simple and clear.