How to calculate the current fixed annual interest rate of Shenzhen Rural Commercial Bank? If you deposit 654.38+10,000 yuan for three months and half a year, what is the interest?

1. The annual interest rate of current deposit is 0.385%, and the interest of 654.38+ten thousand yuan is 96.25 yuan for three months and 192.5 yuan for six months.

2. The annual interest rate of lump sum deposit and withdrawal is 2.86% for three months and 3.08% for six months. The interest for three months is 7 15 yuan, and the interest for six months is 1540 yuan.