1. Bank loans have strict requirements for credit reporting. If the credit information is not particularly good, such as a dozen online loans, don't send a "head" again; Revolving loan, the repayment amount will be restored immediately, and repayment can be made at the same time; It can be repaid in advance, and there is no handling fee, which is much better than ordinary banks. Friends in need can refer to other bank loan products to choose by themselves. Function introduction Application introduction: Apply online with your ID card, and you can get the quota by brushing your face without paper materials. Cash will arrive within 5 minutes from the application to the loan, and the principal and interest will be repaid in equal amount. Support early repayment, and the line can be recovered without interest.
2. Nanjing Bank's new dream enjoyment is a credit loan product and financial APP launched by Nanjing Bank. Different from traditional loans in the past, there is no need to apply online or submit paper materials. Apply online for the whole process, and lend money in 30 minutes at the earliest. However, it has regional restrictions. At present, only Nanjing, Wuxi, Suzhou, Nantong, Taizhou, Yangzhou, Shanghai, Hangzhou, Changzhou, Beijing and Xuzhou can apply. You can only bind the debit card in your own name, but you can bind the cards of other banks for identity authentication.
3. The new dream of Nanjing Bank is personal consumption credit products of Nanjing Bank. The loan conditions are as follows: the actual age of the applicant is between 22 and 59; The applicant's monthly income after tax must be greater than 4000 yuan; The applicant is a Shanghainese who has worked in the current unit for half a year, and a foreigner who has worked in the current unit for one year and continuously paid social security provident fund; If the applicant is engaged in high-risk occupations such as entertainment, driver's chef and real estate agency, the pass rate is very low in Qingpu, Jiading and Fengxian in Shanghai; High-quality industries: formal employees and civil servants of enterprises and institutions such as education, health, scientific research, journalism, radio and television, finance, auditing, accounting, telecommunications, tobacco, salt industry, electric power, petrochemical, natural gas, etc. More than five times in the past two months, excluding personal inquiry and post-loan management; The applicant's debt ratio is not higher than 70%, and the credit card overdraft limit is not higher than 80% of the credit line.
4. Loan materials: the applicant has a valid second-generation resident ID card, the details of the applicant's personal provident fund or social security deposit, the official seal of the bank is required for the bank's half-year running, and the Nanjing Bank Xinmengxiang can complete the contract online and other operational precautions are as follows: Prepaid fees Many unsecured and unsecured loan companies will ask the borrower to pay some fees in various names, such as handling fees or interest fees. Nine times out of ten these companies are fraudulent companies. Whether the institutional license is complete and whether the establishment of the microfinance company has been approved by the relevant departments.