1. Patek Finance is a legally established financial technology platform, specializing in information intermediary business in peer-to-peer lending. It was officially launched by Beijing Patek Financial Information Service Co., Ltd. in May 20 15. Baidu Financial Loan is an efficient and convenient loan platform provided by Baidu Financial Mall for users with capital needs. Baidu Financial Loan is an online loan platform jointly built by Internet giant Baidu, well-known domestic banks, financial service companies and microfinance companies.
Second, a loan product of Baidu Financial Loan is Baidu Qianhua, with a maximum loan amount of 300,000 yuan, a daily interest rate as low as 0.0 1%, and the longest repayment period of 36 months. Baidu financial loan does not need real estate and other collateral, just provide the borrower's ID card, bank statement and proof of income. The loan amount will be determined according to personal credit evaluation.
3. If you want to apply for a Baidu financial loan, you can download Baidu Qianhua app, click Register to log in, click Apply for a loan after successful login, click Apply Now, fill in the identity information such as ID card, bank card number and contact number as required, submit an application, and you can see the amount of the loan obtained after the quota is approved. When you need funds, click I want to borrow, select the loan cycle and repayment method and submit, and the loan amount will reach the bound bank card account.
Fourth, users are advised to consider various factors comprehensively, or consult professionals and carefully choose the loan platform.