2. Ask the customer about the surrender;
3. Ask clearly what protection this insurance product has;
4. Ask the medical terms you don't understand clearly to ensure that you meet the requirements of health notification.
Of course, I would also like to remind you that when buying insurance products, besides asking the above questions clearly, you should also be careful not to listen too much to the introduction of insurance company sales staff. For example, the salesperson of the insurance company only said what advantages the product has compared with similar products, but did not say the shortcomings that need attention.
What are the characteristics of insurance?
1. With mutual assistance, in a sense, insurance can share the risks of individuals or units and constitute an economic mutual assistance relationship. Its performance is that the insurer invests most of the premiums of the insured into the insurance fund, and then makes economic compensation to a very small number of injured insured;
2. Insurance is legal and has certain legal interests;
3. Insurance is economic insurance, with economic compensation or compensation as the main means and economic security as the purpose;
4. Insurance is a commodity, which embodies the commodity economic relationship characterized by interest exchange;
Insurance is scientific, and its basic principle is based on probability theory and law of large numbers.