There are two ways to query. The first one can be inquired at the local housing management office: the local housing management office will publish the data of the number, area and amount of local second-hand housing transactions in accordance with relevant regulations, and make statistics according to the actual situation. Of course, these are all for the record. The second way is online inquiry. The sale information of second-hand houses sold online can be inquired online, but the reliability of online data needs further verification.
The process of buying second-hand houses
1, house selection: before buying a house, the buyer should choose a suitable house according to his own work and life needs, and can make inquiries through online or offline intermediaries. In addition, you should also know whether your city has limited purchases and loans.
2. Property rights inquiry: In order to prevent buying a house with defective property rights, buyers must conduct a comprehensive investigation of the purchased house before buying a house. First of all, we should carefully check the signatures of several people in the owner's household registration book. If there are property owners, all of them should be present when signing. In addition, the owners need relevant certificates when buying a house, such as purchase invoices and deed tax invoices.
3. Sign the second house sales contract: after the house property right is registered, the house provided by the seller can be listed for trading. After the buyer and the seller reach an agreement on the location, property right status, sales price, delivery time and property right disposal of the house, the buyer can pay the house purchase deposit and sign a house sales contract with the seller.
4. Mortgage loan: If the buyer intends to purchase, the loan bank will appoint an appraisal company to determine the loan amount after the buyer and the seller reach an intention. After the house was sold, the buyer and the seller went to the loan bank for a loan. After the approval, the bank will notify both parties to change the property right of the house, and the buyer will handle the relevant documents accompanied by the bank. When the relevant documents are completed, the bank will give the owner a sum of money.
5. Transfer: Before the transfer, the buyer and the seller shall go through the transfer formalities with the property right registration authority where the house is located and pay taxes. The buyer and the seller shall provide valid certificates, real estate licenses, second-hand housing purchase contracts, etc.
6. Delivery: The delivery process involves the handover of property, water and electricity, cable TV, gas and other aspects. If there are furniture and appliances in the house, it is necessary to determine whether the seller needs to replace or relocate. The transfer of water and electricity fees must go to the management office, water affairs bureau, cable TV, power supply bureau and other units, and both parties must get the real estate license and ID card.