I bought double happiness and Yingbaoshun's dividend insurance. Can it be taken out in the sixth year after five years?

Depending on your insurance period, you can take it in the sixth year, but only if you take it in five years and pay it in five years. If you take it in five years and pay it in ten years, it will be surrender and there will be some losses. If you are not in a hurry to use the money, it is recommended to withdraw it after the insurance expires, which will maximize your interests, because you will get more benefits from dividends later. If you are in a hurry to use money in the short term, you can use it as a policy loan, and your insurance interests will not be affected when it expires.