Do I have to go to the counter for large transfers?

In addition to going to the counter, you can also go through mobile banking. At present, many banks support large-scale person-to-person and person-to-company account transfers. Take the Agricultural Bank of China as an example, you only need to enter the account name and account number to verify that the information is correct.

Transfer restrictions in different channels

There are differences in the actual standards of transfer limits among banks, and the transfer regulations of different channels in the same bank are also inconsistent. In order to solve this problem, we take the Agricultural Bank of China as an example, and analyze the specific limit standards of different transfer methods in detail for reference.

online bank

The first generation of KBao customers is 500,000/1 10,000 (online payment) and 500,000/1 10,000 (the limit cannot be increased).

Second-generation KBao customers 1 10,000/5 million (online payment) 1 10,000/5 million (the limit can be increased at the counter).

Internet banking IE certificate+dynamic password card customer 1000 yuan /3000 yuan (the limit can be lowered at the counter).

E-commerce/e-commerce

Code k customer 2 1000 yuan/1000 yuan.

Telephone banking service

Dynamic password card customers are 50,000/53,000 (you can reduce the limit at the counter or log in to personal online banking).

Mobile banking

The number of dynamic password card customers is 50,000/54,000 (you can lower the limit at the counter or log in to personal online banking).

1. Transfer and remittance business mainly includes fast transfer, single transfer, batch transfer, roaming remittance, payment and credit card repayment, among which, inter-bank account management (transfer from other banks to Agricultural Bank of China) is implemented according to the standard of single payment of 50,000 yuan, and daily accumulation is implemented according to the standard of other banks;

2. Virtual commodity trading is carried out according to the standard of single 500 yuan and daily cumulative 500 yuan; Customers purchase air tickets and digital products according to the standards of single 1 10,000 yuan and daily cumulative 1 10,000 yuan;

3. The telephone banking channel is implemented according to the standard of 50,000 yuan per account per day, totaling 50,000 yuan;

4. The mobile banking channel is implemented according to the standard of 50,000 yuan per account per day and 50,000 yuan in total, in which the transfer limit includes mobile payment transactions.

The above is the transfer limit requirement of ABC. If you don't know the requirements of your bank, you can call the customer service staff of the bank, hoping to help you.