Buy a second-hand house in Qingdao, a small apartment of 50 square meters in 2004! I have some questions to ask.

Yes! But not familiar with the program will be more troublesome. It's much more convenient to find an intermediary. Because the intermediary will have cooperative banks. Then the bank will send an appraiser to see the house, and then decide how much to borrow and how much to pay down. The commission is three points of the transaction price, which can be discounted, but it must be negotiated with its real estate.