Because the bank will have a grace period of two to three days. In the case of credit card repayment, the credit card is a non-cash transaction, and the interest-free repayment period is from the bank bookkeeping date to the due repayment date.
Extended information credit card repayment matters needing attention
I. Due repayment date of credit card
1. The due repayment date of the credit card refers to the latest date when the credit card issuing bank requires the cardholder to repay the payable amount. In other words, after the issuing bank issues the bill, you should pay off all the expenses you have consumed before the due repayment date.
2. Does the due date of the credit card include the same day?
1. The due repayment date of the credit card includes the same day. As long as the repayment is made on or before the due repayment date, there will be no late payment fee and no blacklist. Usually banks have a grace period of two to three days;
2. If you don't repay the loan on the last repayment date for some reason, you must call the customer service phone of the bank. Generally, you can repay the loan within a grace period of two or three days, and no late payment fee will be charged. But after the grace period, there will be a charge.
Third, avoid overdue repayment of credit cards.
1. If the repayment grace period given by the bank is exceeded, it will be regarded as overdue repayment of the credit card. In this way, the money consumed no longer enjoys interest-free treatment;
2. Banks began to charge interest, resulting in bad credit records and bank dunning.
Baidu Encyclopedia: Credit Card Repayment