What does it mean to freeze flowers by stages?

Freezing means that the amount of flower buds is mortgaged to Bee Cloud by stages, and the amount of flower buds can only be thawed after the user returns the money of Bee Cloud by stages. After the flower buds are frozen, their functions will be limited. At this point, the flower buds cannot be used for consumption and payment. Users should be cautious in their daily use. If you are not clear, you can call Alipay customer service for consultation.

Flower buds must be repaid on time in daily use, and there can be no overdue repayment, because there will be penalty interest if they are overdue, and the longer the time, the more penalty interest. In fact, when the flowers can't be returned on time, they can be repaid in installments or postponed, so as to avoid overdue.

There are 3, 6, 9, 12 installments to choose from, and the installment rates are 2.5%, 4.5%, 6.5% and 8.8% respectively. Users can choose the number of installments according to their own income, and subsequent installments can be returned in advance. Deferred repayment can only be used once and must be returned on the next repayment date.

It should be noted that the installment repayment or deferred repayment in Bai Hua must be applied between the bookkeeping date and the repayment date, and cannot be cancelled after the application. Finally, the overdue repayment of Huayuan will be uploaded to the credit information center. After the credit information deteriorates, the personal credit information will also deteriorate, which will affect the subsequent loan processing.

Version information: Take Alipay 10.2.60 version, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.