What personal information does the credit information contain?

The content of personal credit investigation is mainly reflected in the personal credit investigation report, which mainly includes the following aspects: First, "Who are you", including your name, ID number, home address, work unit and other basic information to prove your identity; Secondly, "your credit history", including personal payment information, such as mortgage, car loan, student loan, even helping others to guarantee but others failed to repay on time, credit card information (credit line, repayment record, etc. ); Finally, the inquiry records, which institutions inquired about the personal credit report when.

Credit investigation refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management activities. From Zuo Gong's Eight Years, "A gentleman keeps his word and has a levy, so his resentment is far greater than his body". Among them, "collecting by faith" means that you can verify the credibility of your words, or you can collect and verify credit.

Credit investigation is an activity that a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records their credit information according to law, and provides credit information services to the outside world according to law. It provides a platform for professional credit reporting agencies to enjoy credit reporting.