What are the risks of buying a house?
1, original owner identity risk
Because the auction house is an auction house where the debtor can't pay his debts, if the original owner runs away because of the debt problem, he is likely to be taken back by the original creditor after purchasing this kind of house, and this risk can not be ignored.
2. Risk of not being able to settle down
Many times, there are original owners on the auction house. The court legally transferred the house to the buyer through legal procedures such as auction confirmation and execution ruling, and the buyer obtained the property right of the house. However, if the original owner is unwilling to move out of the account, the court has no right to forcibly move out. Then, if you buy a house, you may not be able to settle down. Failure to settle down means that children cannot solve problems such as going to school.
3. Risk of not being able to report immediately
If the lease is first and then mortgaged, the original lease contract will still be valid after the auction. In practice, the original owner intentionally signed the lease contract for a long time, even 10 or 20 years. If he buys this auction house with a lease contract, he can't move in because of the existence of the lessee. Some even said that there was no lease at first, and then they suddenly took out the lease contract or someone lived in it and refused to vacate the house. Under normal circumstances, the executive court will not be forced to vacate, and property buyers need to set up another civil case, which is very troublesome.
4. Pay the risk.
If you don't know whether the original owner is in arrears with property fees, heating fees, etc. Before buying a house, the buyer should bear it himself. If the house itself is seriously damaged, it will cost a lot of maintenance. Because most auction houses can't make field trips, there are certain risks.
5. Risks of paying taxes and fees
Like second-hand houses, auction houses need to pay taxes and fees, and buyers need to bear higher taxes and fees, resulting in the total transaction price being higher than the market price.