Can you check the original listing information of the auction house? What are the procedures for the auction house loan?

There are many considerations and requirements for buying a house, and not everyone is suitable for buying these houses. Secondly, when buying a house, many people will pay attention to the real information of the house, but they don't know how to query this information. At this time, we can see if we can check the original house information when we take the house. There are many considerations and requirements for buying a house, and not everyone is suitable for buying these houses. Secondly, when buying a house, many people will pay attention to the real information of the house, but they don't particularly understand the inquiry method of this information. At this time, we can see whether the house can query the original housing information, what are the loan processes of the house purchase method, and whether we know the loan processes and query methods of the house purchase method.

Can you check the original house information at the auction house?

The auction house can check the original information of the house, and the property right investigation of the auction house is very important. If there is not enough time, it is recommended to find a professional auction company to help you complete the preliminary adjustment.

The method of inquiring the property right information of auction house according to law;

First, the identity background of the original owner of the house can only be mortgaged or there is no liquidated damages. If you encounter long-term rental to brand stores and serviced apartments, it will be very complicated to handle handover and vacate, and the cost will be particularly high.

Second, on-the-spot investigation and renting a house should be regarded as a psychological method. It is not so convenient to see the house. If you don't go to the field to check, you are likely to encounter a property with architectural defects, and the court will not be responsible for the defects of the house. Go and have a look, and you can also know whether the bought and sold house is rented out or lived in.

Third, we should find out the nature of real estate. No matter what kind of house you buy, you must find out the nature of the property, and house auction is no exception. The attributes of the real estate mainly include the nature of land transfer, service life, whether the real estate license has been handled, whether the tax is in arrears, etc.

What needs to be explained here is that the auction price quoted by the court when auctioning property is usually just? Naked price? If the bidder wins the bid, in addition to paying the full sales amount to the court in one lump sum, it will also bear some hidden expenses, such as the property fees and utilities in arrears under the name of the auctioned house, which also need to be borne by the bidder.

Fourth, clear the transfer process If there are no problems in the above four points, and finally successfully buy a house through judicial auction, the purchaser will go through the transfer procedures as soon as possible, then how can the house auctioned by the court be transferred?

What are the procedures for handling housing loans according to law?

Legal auction houses cannot apply for provident fund loans, but only bank mortgage loans. After the auction is completed, according to the auction announcement, it usually takes about 7- 15 days to pay off the balance, which is relatively short. Therefore, the mortgage loan needs to be submitted to the bank for preliminary examination in advance. After the transaction is completed, you can apply for a mortgage loan with relevant transaction documents. If the connection cannot be made (/kloc-the loan is not released within 0/5 days), the court needs to postpone or short-term funds need to cross the bridge.

Different banks have different specific treatment methods, but the general process is basically the same. If the loan is pre-qualified, if the bank passes the examination, you can rest assured to participate in the auction. After the auction is completed, the down payment will be paid to the collection account designated by the court within the specified time limit, and the bank will directly transfer the loan amount of the auction house to the court account to handle the formalities of real estate license and mortgage. Of course, for friends who are not eligible for mortgage, they usually pay in full through short-term funds, and then apply for mortgage loans after obtaining the real estate license.

However, the difference between auction house mortgage loan and second-hand house mortgage loan is that there are limited banks to choose from, so it is necessary to plan ahead. /kloc-failure to pay the full amount to the court within 0/5 days will be deemed as automatic waiver (regret the auction) and the deposit will not be refunded.

Can you check the original information of the auction house and the procedures for the auction house loan? As mentioned above, you can know these important contents in advance before buying an auction house. Secondly, in the process of getting a house loan according to law, we should understand some loan requirements and precautions. After all, some loan channels do not allow buyers to apply for housing, so we should also compare the cost performance of various loan channels.