Inquiring about credit information is only to check whether employees have bad behaviors such as overdue repayment. There are many records, which does not affect personal credit information.
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Where can I check personal and business credit reports offline?
Counter inquiry: More than 2 100 inquiry points of branches of the People's Bank of China provide counters and self-service inquiry machines for inquiry.
Self-service inquiry machines: The People's Bank of China provides more than 7,000 self-service inquiry machines for inquiry through branch inquiry points and some commercial bank outlets.
Bank self-service teller machines: For details of the inquiry process of self-service teller machines, counters, self-service inquiry machines and credit report in some branches of ICBC, China Construction Bank and China Merchants Bank, please log in to the Credit Information Center in official website: www.pbccrc.org.cn or call the official customer service number of the Credit Information Center at 4008 108866 for consultation.
Please call ICBC, China Construction Bank and China Merchants Bank for customer service information. Check my credit report offline, and remember to bring my valid ID!
In order to provide efficient and safe credit inquiry service for information subjects, at present, China People's Bank 18 Credit Inquiry Sub-center has opened self-inquiry service for enterprise credit reports, and legal representatives or authorized agents can go to the enterprise credit report inquiry outlets to inquire and print enterprise credit reports through self-inquiry machines. Please refer to the appendix for the self-service inquiry guide of enterprise credit report and the information of national outlets. Enterprises can make inquiries according to the operation guide.
The Credit Information Center currently authorizes the online banking and mobile banking apps of national commercial banks, China UnionPay China UnionPay Express APP and self-service teller machines of commercial banks to provide credit report inquiry services.
The inquiry channel not authorized by the credit center is illegal, and there is a risk of information leakage!
The inquiry channels and coverage areas of the pilot banks are different. For details, please log in to www.pbccrc.org.cn, official website, or call the official customer service telephone number 4008 108866 for consultation. For relevant information, please also consult the customer service telephone number of the pilot commercial bank.
According to the Financial Credit Information Database (Banking Credit Information Center No.97 [20 13]):
Individuals can inquire about personal credit reports in person or by entrusted agents.
(1) I check the credit report.
If an individual inquires about a credit report at the inquiry point, he/she shall provide the original of his/her valid identity document for inspection, fill in the Application Form for Inquiring about Personal Credit Report, and keep a copy of his/her valid identity document for future reference.
Valid identification documents include: ID card (the second-generation ID card must be copied on both sides), military officer's card, soldier's card, passport, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, and foreigner's residence permit.
(2) Entrusting others to inquire about the credit report.
Where an agent inquires about a personal credit report at the inquiry point, the agent shall provide the original valid identity documents of the principal and the agent and the notarized power of attorney for inspection, fill in the Application Form for Inquiring about Personal Credit Report, and keep copies of the valid identity documents of the principal and the agent and the notarized power of attorney for future reference.