1. Bank of China Enterprise Online Banking/Bank of China Enterprise Mobile Banking submits an application:
Enterprises log in to the old enterprise online banking of Bank of China, and select E-loan application of Bank of China enterprise in "loan service", and the system will automatically jump to the "loan application" menu under "financing service" of the new enterprise online banking of Bank of China (new online banking customers can log in to the home page and click on financing service-inclusive finance loan-loan application to directly apply for related products). The enterprise confirms the basic product information, basic enterprise information, account information and legal representative information of the enterprise, and after signing the relevant agreement text on China Bank, it initiates the confirmation of the business representative of the legal representative of the enterprise and the authorization to use the relevant data of the enterprise.
IGTB online banking customers can also click more functions-inclusive finance Loan on the homepage of corporate mobile banking of Bank of China, verify the security authentication tools and select the corresponding products, and then click "Apply Now" to apply for products.
2. The legal representative of personal mobile banking of Bank of China completed the confirmation:
Within 20 natural days (inclusive) after the enterprise submits the application through online banking of Bank of China, the legal representative of the enterprise logs into personal mobile banking of Bank of China, initiates a product application, confirms the basic information of the enterprise and himself, loan application and other information, and after signing the relevant agreement text online, agrees to accept the business representative of the enterprise, initiates the authorization to use personal data, and submits the product application of "China Bank Enterprise E Loan".
3. The legal representative of the enterprise, China Bank and Personal Mobile Banking, signed the contract:
Within 20 natural days (inclusive) after an enterprise submits an application through online banking of Bank of China, the system will automatically approve and grant a credit line. The legal representative of the enterprise can initiate the signing of a loan contract through personal mobile banking of Bank of China, and the borrowing enterprise and its legal representative will sign a loan contract with the borrower and Bank of China as * * *.
4. Withdrawal:
In the "China bank enterprise e-loan? During the validity period of the credit loan product line, the enterprise can initiate online withdrawal through the legal representative of the enterprise: Bank of China, Enterprise Online Banking/Bank of China, Enterprise Mobile Banking/Bank of China, and the loan funds will be transferred to the enterprise settlement account agreed in the contract.
(Answer time: February 4, 2024)
The above contents are for your reference. Please refer to the actual business regulations.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.