Which of the four major banks has a high level of financial management?

The first thing to say is: judging from the 6% wealth management products of four commercial banks, the wealth management products of all banks are basically homogeneous, and the income is similar, mainly depending on which bank you are used to doing business in and which bank's service you think is better. If we must choose which bank's wealth management products are the best, we can rank the banks according to their wealth management ability.

The top 10 banks are China Merchants Bank, Huaxia Bank, Minsheng Bank, Agricultural Bank, Industrial and Commercial Bank of China, China Bank, China CITIC Bank, China Everbright Bank, Hang Seng Bank and Jiangsu Bank.

This quarter, China Merchants Bank ranked second in terms of issuance ability, profitability and standardization of information disclosure. The scores of risk control ability and wealth management service richness are also relatively high, and excellent personal performance makes the bank rank first in the comprehensive ranking of wealth management ability.

Huaxia Bank ranked second overall, mainly due to its good performance in risk control, issuance and profitability this quarter. In addition, among all the evaluation questionnaires of banks, Huaxia Bank scored the highest.

Minsheng Bank ranked third in the overall ranking, and performed well in the three individual rankings of risk control ability, standardization of information disclosure and evaluation questionnaire, ranking third, fourth and second respectively. At the same time, the bank's distribution ability and profitability are also in the forefront, and finally entered the top three comprehensive rankings with a higher total score.

Suggestion:

As to which banks investors are most concerned about have high returns on wealth management products, relevant data show that the average expected returns of wealth management products issued by Ping An Bank, Wenzhou Bank, Bank of Ningbo Bank and Zheshang Bank are all higher than 6%.

Among them, the expected yields of 23 wealth management products sold by Ping An Bank are all higher than 6%. The expected yields of the four wealth management products are all 6.4%. The shortest term is "Ping An Wealth-Quality Portfolio A Asset Management Category 2065438+RMB wealth management product No.67 (Guangzhou Branch) in 2003", the investment period is 54 days, and the initial purchase amount is 50,000 yuan. The income type is non-guaranteed floating income, but the product is limited to investors in Guangzhou.

In 2003, Ping An Bank issued "Ping An Wealth-Private Bank's exclusive high-quality portfolio A asset management product of RMB 2065438+34", with an initial purchase amount of RMB 50,000, an investment period of 89 days and an expected rate of return of 6.4%. The income type is non-guaranteed floating income. Suitable for ordinary investors with certain risk tolerance.

The expected yield of 6 wealth management products of Huitong Wealth Management Series sold in Bank of Ningbo is higher than 6%. The highest expected rate of return is "Huitong Wealth Management 20 13 Huitianli No.2482 (exclusive wealth management) 132482". The initial purchase amount of this product is 1 ten thousand yuan, the investment period is 182 days, and the expected rate of return is 6.4%.

The initial purchase amount of other wealth management products sold in Bank of Ningbo is 50,000 yuan, the investment period ranges from 42 days to 1 year, the expected rate of return is between 6% and 6.2%, and the income types are all non-guaranteed floating income.

In addition, the expected yields of three wealth management products sold by Wenzhou Bank are all 6.2%, and the expected yield of one wealth management product sold by Zheshang Bank is 6. 1%.