Are Fude Life Life Financial Products Reliable? Analyze from the following aspects.

When buying insurance, many friends will pay special attention to the situation of the insurance company, fearing that the company will be unreliable or bankrupt, and will not be able to make claims in the future. Many friends have doubts about the reliability of Fude Life's wealth management products. Let's take a look at the company's development, solvency and products!

Are Fude Life Life Financial Products Reliable?

I. Development of the Company:

Fude Life Insurance Co., Ltd. is a national professional life insurance company, which was established on March 4, 2002. The company is headquartered in Shenzhen with a registered capital of RMB117.52 million yuan. Life Insurance Co., Ltd. provides all-round risk protection solutions and investment and financial planning including life insurance, accident insurance, health insurance and endowment insurance for different groups of people in society. Fude Life Insurance Co., Ltd. sells more than 100 life insurance products, and provides comprehensive and professional personal protection products for different customers of all ages and groups through personal marketing, bank mail agency, group insurance sales, e-commerce and telephone sales.

Second, the company's solvency:

Solvency is also the ability of insurance companies to pay policies. Are Fude Life's wealth management products reliable from the perspective of solvency?

In the latest solvency disclosure of Fude Life Insurance (20021fourth quarter), the core solvency overflow is-6819.52 million yuan, the core solvency adequacy ratio is 87%, the comprehensive solvency overflow is1417.89 million yuan, and the comprehensive solvency adequacy ratio is/KLOC.

Third, the company's products:

Take Fude Xinxinian Pension Annuity Insurance as an example. Let's first look at the protection content of the product:

Fude Life Xinyi Annual Pension Insurance supports people aged 25 days to 60, and has the function of guaranteeing collection: the earliest age is 55, and the death is guaranteed for 20 years, and the principal is not lost; Rich policy rights and interests: you can add a universal account wealth management manager for secondary appreciation, with a guarantee of 3%. The current settlement interest rate is 4.6%, and the future is unknown. Flexible collection function: provide policy loan function. When the cash flow is not working, you can collect part of the cash value of the policy through the policy loan. The product provides monthly and annual collection functions.

The analysis of the reliability of Fude Life's wealth management products ends here. I hope it helps you.