Jiufuwanka installment loan will not only charge normal loan interest, but also charge additional service fees, including loan insurance and post-loan management fees. If you have any questions, please contact the official customer service of Jiufuwanka.
Jiufu Wanka is an intelligent credit account product launched by Jiufu Digital Group, which is similar to personal virtual credit card. Users get a certain credit line through real-name authentication and risk assessment, enjoy credit line installment, mall shopping installment, credit card management and other services, and link all users and scenes of Jiufu.
Tips:
1. The above information is for reference only. Lending is risky, so choose carefully.
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Can Jiufu cancel the service charge?
Jiufu cannot cancel the service charge. Nine wealth means nine wealth. The service fee of Jiufuwanka is not charged by Jiufuwanka platform, but by insurance company. In order to ensure the smooth recovery of the loan, Jiufuwanka needs users to insure the loan. The premium paid by the user is the service fee.
If the user cancels the service fee, the user may not be able to use the loan service of Jiufuwanka smoothly. The user is not insured, and Jiufuwanka has reason to suspect that the user's borrowing purpose is not pure. Users need to pay the service fee normally if they want to use the loan of Jiufuwanka normally.
Under normal circumstances, once the user is insured, the insurance company that cooperates with Jiufuwanka will not refund the insurance premium. Jiufuwanka will only charge the user's loan interest normally, and will not charge the user's service fee. Users can see the corresponding terms in the user agreement of Jiufuwanka.
Jiufuwanka User Agreement: Due to the user's fault, Jiufuwanka terminates or restricts the user's use of the loan, and Jiufuwanka will not refund any service fees collected. Users must read the loan agreement carefully when borrowing money, otherwise it will bring losses to themselves.
When users use Jiufuwanka to borrow money, they need to repay it on time to avoid overdue. Once overdue, Jiufuwanka will upload the overdue records of users to the personal credit information system of China People's Bank.
The above is what Bian Xiao shared about whether Jiufu can cancel the service charge. More information can focus on the construction industry and share more dry goods.
What happened to Jiufuwanka's loan being withheld?
If Jiufuwanka is charged a loan fee, don't panic. This is because you chose to pay the premium in installments when borrowing money. The actual loan amount includes premium installment. With your authorization, the system will automatically deduct money for you after the funds arrive. Therefore, there will be a phenomenon that borrowing money is deducted.
What time does Jiufuwanka deduct?
1, Jiufuwanka opens the automatic repayment function, and users only need to ensure that the bound repayment account has sufficient funds on the repayment date. Generally, the system will deduct money twice on the repayment date 10 and 18. If the system fails to deduct money twice, it will be overdue, resulting in overdue fees and affecting personal credit information.
2. It should be reminded that if the single transaction amount of the repayment bank card is limited and the number of active repayments is too high, the deduction of Jiufuwanka will fail, so you need to contact customer service for reasons and solutions.
For more information about the deduction of Jiufuwan Card, please visit: See More.