Update 1: Finance is unwilling to talk about it, but it is different from the bank accounting method.
, bank p- 1.25%
Update 1: Finance is unwilling to talk about it, but it is different from the bank accounting method.
, bank p- 1.25%
P is 5% P- 1.25 = 3.75%. Borrow 100 yuan to repay $3.75.
If the general bank is not a private loan but a mortgage, it will try to repay the principal and interest with the declining balance method. Because the principal decreases, the interest will gradually decrease.
First monthly payment 1389 USD, interest = 300,000 * 3.75/100/65438+February = 937.5 USD.
Therefore, 937.5 interest will be paid in the first installment, and the remaining 45 1.5 will be used to pay interest.
Outstanding principal = 300000-45 1.5 = 299548.5.
Repayment in the second month 1389 interest = 299,548.5 * 3.75/100/12 = 936 USD.
And so on.
Use a financial computer to calculate.
After 30 years, you have to pay back 500, 164 dollars.
Finance will be calculated by calming down, that is, the principal will remain unchanged for 30 years, which is much more expensive. You can ask the actual annual interest rate of finance for comparison.
= 300000*( 2.8/ 100*30)
Total 30 years * * * also = 552,000.
2.8% in finance is like 3.75% in real repayment through the bank, which is very expensive.
So it is necessary to ask about the convenience of comparing the actual annual interest rate. Taoyuan Pawnshop is a pawnshop, providing loan services such as borrowing money, lending, borrowing, acting as a second child, auto financing, mortgage and so on!
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-Low-interest bank loans-
Have you solved your financial problems?
With my rich experience in imparting knowledge
I have successfully borrowed money from many netizens at Yahoo Knowledge+, and I am willing to help you. I will try my best to get the lowest interest and ease your financial problems!
I'm glad to help you solve this problem. I am the director of loan business in a bank, and the success rate is very high, because you can't leave the company name in the discussion forum. I'm very sorry! !
Let your mind understand your needs,
All inquiries are strictly confidential,
We promise not to charge consulting fees.
Cash flow, financial problems
The number of credit cards with interest transferred, and the balance transferred to the account.
Private lending: please call 9 6 0 0 1 0 4 1. If you have any questions, I work in a consulting company to help people with financial difficulties go through customs. If you just go out and do it, you may not know that there will be a certain batch. Every time you try, the score will drop by one level. Too many applications for co-burial will also affect your score. The score will directly affect your loan opportunity and interest. What qualifications are required for each application will greatly improve your chances of success. We can do it with one blow, but we just don't know how to approve it, and the probability of success is lower than that of Datong, so the bank/finance will help you. With years of accumulated experience in banking and credit industry, I really have a little knowledge of banking, finance, mortgage and second-line finance, and hope to help customers solve all debts or finances through various handling and arrangements.
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