The term "enterprise rights and interests" as mentioned in these Regulations refers to the property rights and management rights enjoyed by enterprises according to law and other rights and interests related to them. Article 3 Protecting the legitimate rights and interests of enterprises shall follow the principles of legality, justice, equality and participation. Article 4 The people's governments of provinces, cities and counties (including county-level cities and districts, the same below) shall establish and improve the joint conference system for the protection of the legitimate rights and interests of enterprises, study and solve important problems in the protection of the rights and interests of enterprises, and organize, coordinate and urge relevant departments to do a good job in the protection of the legitimate rights and interests of enterprises according to law. Article 5 The competent departments of industry and information technology of the people's governments of provinces, cities and counties shall be responsible for the coordination and services for the protection of the legitimate rights and interests of enterprises within their respective administrative areas.
State-owned assets supervision and management, development and reform, finance, market supervision and management, justice, human resources and social security, public security, science and technology, commerce, financial supervision, taxation, emergency management, ecological environment, business environment, agriculture and rural areas and other relevant departments shall, according to their respective functions and duties, do a good job in protecting the legitimate rights and interests of enterprises according to law. Article 6 Trade associations, chambers of commerce and other social organizations should strengthen industry self-discipline, guide enterprises to abide by the law and fulfill their social responsibilities, safeguard the legitimate rights and interests of enterprises according to law, timely reflect the reasonable demands of enterprises to the government and its relevant departments, provide enterprises with services such as information consultation, publicity and training, market expansion, rights protection and dispute resolution, and help enterprises solve practical difficulties and problems. Article 7 The people's governments of provinces, cities and counties and their relevant departments shall establish a communication mechanism between government and enterprises, smooth the communication channels between government and enterprises, establish a system of helping enterprises, take various ways to listen to the reflections and demands of enterprises in time, understand the difficulties and problems encountered in the production and operation of enterprises, and help solve them according to the law and regulations. Eighth provincial, municipal and county people's governments and their relevant departments shall, in accordance with the requirements of establishing a unified, open and competitive market system, promptly clean up administrative normative documents related to market access and enterprise production and operation activities. Article 9 Where local regulations, government regulations, administrative normative documents or other policy measures are formulated, the drafting unit or formulation organ shall conduct fair competition review in accordance with the relevant provisions of the state and the province. Without fair competition examination, or after examination, it is considered that it has the effect of eliminating or restricting competition, and shall not be promulgated and implemented. Article 10 The people's governments of provinces, cities and counties and their relevant departments shall listen to the opinions and suggestions of enterprises, trade associations, chambers of commerce and other social organizations by holding symposiums, hearings and other forms when drafting local laws, government regulations and administrative normative documents that are closely related to the production and operation activities of enterprises and involve the major rights and interests of enterprises, and adopt reasonable opinions and suggestions. Without the basis of laws and regulations, administrative normative documents shall not detract from the legitimate rights and interests of enterprises and operators or increase their obligations, set market access and exit conditions, and shall not interfere with the normal production and business activities of enterprises. Eleventh organs at all levels and relevant units shall ensure that all kinds of enterprises participate in government procurement activities through fair competition according to law, and shall not treat different enterprises differently in the setting of procurement conditions such as enterprise ownership structure, operating years, operating scale and financial indicators. Except as otherwise provided by laws and regulations. Article 12 The people's governments of provinces, cities and counties shall encourage and guide all kinds of capital to participate in the restructuring and reorganization of state-owned enterprises, establish and improve the checks and balances mechanism for multiple shareholders, and earnestly safeguard the legitimate rights and interests of all kinds of shareholders. Support state-owned enterprises to carry out equity integration, strategic cooperation and resource integration with non-state-owned enterprises in key areas such as traditional pillars, high-tech and strategic emerging industries through investment in shares, joint investment, mergers and acquisitions. Thirteenth financial institutions should keep the loan interest rates and loan conditions of various enterprises under the same application conditions, and shall not set discriminatory provisions on loan approval.
Encourage and guide financial institutions to reduce service charges, optimize service processes, and increase the scale and proportion of loans to private enterprises and small and micro enterprises; Standardize the charging behavior of additional fees related to enterprise financing, such as guarantee fees, evaluation fees and notary fees. , formulate reasonable charging standards and reduce the extra charges for corporate financing. Fourteenth financial institutions are encouraged to take financial support measures such as renewing loans or not lending to enterprises with good market prospects and operating in good faith but experiencing temporary difficulties to support the normal operation of enterprises. Promote the non-repayment model of small and micro enterprises, establish a non-repayment list system, and increase the number and proportion of non-repayment loans.
Encourage financial institutions to expand export credit insurance policy financing and export tax rebate account pledge financing to reduce the financing burden of import and export enterprises. Article 15 The people's governments of provinces, cities and counties and their relevant departments shall optimize the policy service environment to support the development of the financial industry, establish a long-term mechanism for the docking of banks and enterprises, and smooth the channels of information exchange, so as to facilitate financial institutions to understand industrial policies, major reforms, policies and regulations and other information.