The property right certificates of four villages in open source communities specifically include housing ownership certificates and land use rights certificates, but in some places, they may also be property rights certificates issued by housing management departments and land management departments. With the title certificate, we can have some right to dispose of the houses in the four villages of the open source community, but some rights without the title certificate cannot be guaranteed. If there is no title certificate in the four villages of the open source community, even if the buyer of the four villages of the open source community has paid the house price and gone through the check-in formalities, legally speaking, the houses in the four villages of the open source community still do not belong to the buyer.
The fourth village of the open source community is a house bought by mortgage, which can be handled by a loan company. Because if the house bought in the fourth village of the open source community is mortgaged in the bank, the bank will not accept the second mortgage, and only after the house bought in the fourth village of the open source community is mortgaged can it be mortgaged again.
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