I. Guarantee business
Trade, contractual relations, economic relations, etc. in transactions. The bank needs to act as a guarantor and make a commitment to the other party of the transaction. If the contract fails to be fulfilled, the bank will perform the debt or assume the responsibility according to the letter of guarantee.
Second, consultants.
1. Project cost consultation includes the compilation and review of project budget estimate, budget, settlement, final accounts for completion, pre-tender estimate, bidding agency for construction projects, real-time cost monitoring service, cost appraisal service in economic contract disputes and cost information service.
2. Cash management The essence of cash management is to provide customers with comprehensive financial services that are suitable for their own business and financial management mode, and meet the needs of customers to improve their financial liquidity and financial management level.
The main service functions of cash management include: effective control and management of receipts and payments; Safe, convenient and fast fund collection and transfer; Centralized and unified operation and efficient management of funds; The preservation and appreciation of surplus funds; Solve the temporary shortage of funds; Timely transfer and query account fund transaction information to provide information support for customer management; Realize the organic combination of capital flow, information flow and logistics.
Three. factoring business
Domestic Factoring Domestic Factoring is a comprehensive financial service designed by China Construction Bank for enterprises that sell goods on credit and accounts receivable occupy a lot of money. It is a financial service that provides funds (factoring prepayment) or other related services (sales ledger management, accounts receivable collection, credit sales control and credit risk guarantee) for enterprises (sellers) through the transferee (buyer) of accounts receivable.